Category: Credit Repair

DIY Credit Repair in 5 Easy Steps

Having bad credit can be a difficult experience. In addition to getting loan applications declined, not having a credit card, unable to get a mortgage, it just downright feels bad. The answer is DIY credit repair. Fortunately, when you have bad credit you have a few options. It …

Credit Dispute Letter – Advanced Method

Use this letter to dispute negative information on your credit report. This credit dispute method works much better than disputing online. The key to this method is specifically listing out each inaccuracy in detail so each item has to be verified by the agency. Sample Credit Dispute Letter …

Goodwill / Forgiveness Removal Letter

For older collections and late payments, one of the most successful ways to get an item removed from your credit report is to simply ask the original creditor or collection agency to do so. Note: Goodwill letters are meant to be personal and reflect your individual situation. Sample …