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Credit Utilization Calculator

Credit utilization is an important term to understand in terms of how it can affect your credit score. Basically, it means how much of the available credit you currently have charged on a credit card (i.e., balance-to-limit ratio). ...

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Meet the expert

Ryan Greeley

Credit Expert & Editor-In-Chief of BetterCreditBlog.org, where he oversees publishing and content creation. In addition, Ryan has written about credit extensively over the past 10 years for publications such as Lifehacker, BuzzFeed, and The Huffington Post.

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