Credit Score
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5 Amazingly Simple Techniques to Optimize ...
10 Credit Hacks to Improve Your FICO Score
What Affects Your Credit Score?
How To Read Your Credit Report
How to File a Dispute with Experian
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What Your Credit Score Range Means
My credit repair journey started when I had a credit score in the 530s. I couldn’t get a credit card, let alone a mortgage loan. That’s when I said enough is enough and set out to learn everything I could about improving...
5 Amazingly Simple Techniques to Optimize Your Credit Score
Forget maxing out your credit cards, here are some easy techniques anyone can use to optimize your credit score. Most of these techniques can be used by those who have both good and bad credit. I recommend that you try to do as many...
10 Credit Hacks to Improve Your FICO Score
Most of you who have been reading this blog for a while know that I prescribe a very detailed and specific method for improving your credit score quickly – but I also have some credit hacks to best optimize your FICO credit sc...
What Affects Your Credit Score?
Credit scores affect almost every aspect of your personal finance life, but what affects them? While some factors that impact your own credit score are obvious, like your monthly payment history, others might surprise you. ThereR...
How To Read Your Credit Report
When you learn how to read your credit report you can find credit reporting errors quickly — before they hurt your borrowing power. Don’t feel bad if your credit report makes little to no sense. These complex records con...
How to File a Dispute with Experian
In today’s world, you need a credit report to get a mortgage, take out a loan and, sometimes, even to secure a job. This means it’s never been more important to check whether the details held about your financial history are correct...
Why is my credit score low after getting a credit card?
Ironically, even when a credit card issuer checks your credit history and approves you, your credit score still drops by a few points. This is because they’ve had to run a hard credit check or inquiry so they could see your fu...
What Are Current Mortgage Refinance Rates?
If you’re looking to purchase a new home, or are perhaps thinking about refinancing your current situation, it pays to know what the current mortgage rates are. A number of factors will influence the type of loan you can get from le...
How Credit Scores Affect Mortgage Rates
Your credit score is one of the most important factors in how much you‘ll pay for a mortgage, or even on whether you qualify for a mortgage at all. The reason your credit score, or your FICO score as it’s known in the financia...
What is a good credit score range?
You probably hear all the time about how important a good credit score is. You’ve likely also heard that a good credit score is essential to getting a mortgage, or a good deal on a personal loan for a car. But what exactly is your c...