Credit Score
Latest in Credit Score
Soft Inquiry Vs. Hard Inquiry
7 Surprising Things That Won’t Affec...
Study Reveals How Millennials Handle Their...
Rapid Rescoring Can Boost Your Credit Score!
Can a Business Credit Card Hurt Your Perso...
All Articles about Credit Score
How To Read and Understand Your Credit Report
A credit report is one of the most important consumer documents there is, but it can also be incredibly confusing. That’s why learning how to read a credit report is so important. You need to be able to know if the information it co...
Soft Inquiry Vs. Hard Inquiry
Sometimes it’s the little things in life that can make all the difference. A small ding to your credit score can drop it just enough from being in the excellent credit score range to the good score range. That can be enough to cause...
7 Surprising Things That Won’t Affect Your Credit Score
Paying your bills on time, not maxing out your credit cards, and having a good track record of managing debt responsibly are some basic and obvious things that affect a credit score. Some other financial transactions, however, don’t...
Study Reveals How Millennials Handle Their Credit Scores
Millennials have the least understanding of what impacts a credit score than older generations, but that isn’t stopping them from trying to improve their credit, according to a recent study. Millennials (ages 18-34) check their cred...
Rapid Rescoring Can Boost Your Credit Score!
Mortgage lenders check borrowers’ credit reports for a good and simple reason — to ensure they can afford a home loan. But sometimes credit problems are on the reports, which can lead to the loan being denied. Sometimes borrowers kn...
Can a Business Credit Card Hurt Your Personal Credit Score?
A business credit card can be an invaluable tool for business owners. It can allow them to put expenses on credit that can be paid later when they’re paid by customers, making cash flow problems easier to manage. But if not used wel...
The Complete Guide on How Debt Impacts Your Credit Score
The average indebted household that doesn’t pay credit cards in full each month carries $8,683 in credit card debt. Eventually, that debt affects the card members’ credit scores. A credit score impacts the ability to borrow money, l...
How AI and Other Tech Is Changing How You Deal With Credit
Technology for using a credit card is changing fast: A wearable credit card is being developed by Barclaycard. Mastercard has a card with a sensor for a fingerprint to authorize payment instead of a signature. A major maker of chip ...
How Marriage Can Affect Your Credit Score
Marriage is a union in many ways. Someone’s financial problems that they had before marriage can become part of that union, potentially creating problems for them as a married couple. But the problems may not be as big as you might ...
How Eviction Can Affect Your Credit Score
Going through an eviction can be the nadir of financial problems. Losing a job, unpaid medical bills and being hounded by bill collectors can be major life events accompanying an eviction. Being evicted from your home or apartment m...
