Credit Repair
Latest in Credit Repair
Removing A Charge-Off From Your Credit Rep...
How to Fix a Bad Credit Score
6 Best Credit Repair Companies – Updated M...
How to Remove Civil Judgments From Your Cr...
How to Remove Tax Liens From Your Credit R...
All Articles about Credit Repair
Removing Collections from Your Credit Report in 4 Steps
Your credit score is a number assigned to you between 300 and 850 that credit card providers and lenders use to determine how financially trustworthy you are. Many factors affect your credit score, but unpaid debts, especially those...
Removing A Charge-Off From Your Credit Report: Is It Possible?
Your credit score determines whether you can apply for a loan, a mortgage, and even some jobs, so keeping it as high as possible is crucial. Having what’s called a charge-off show up on your credit report is pretty bad news. It show...
How to Fix a Bad Credit Score
After your birthday, Social Security number, and cell phone number, your credit score is the most important number in your life. Your credit score, known in the financial services industry as a Fico Score, is a snapshot of your fina...
6 Best Credit Repair Companies – Updated May 2022
Having a bad credit score can make life extremely difficult, and repairing it can be a huge and stressful job. So, if you’re in this situation, what do you do? But, if the priority is getting your credit score back into shape, you m...
How to Remove Civil Judgments From Your Credit Report
In my recent experience, it’s not hard to remove judgments from your credit report as long as you follow the proper steps. Many readers assume it’s impossible to have the credit bureaus remove civil judgments because they involve th...
How to Remove Tax Liens From Your Credit Report
A lot of people think they’ll never get a tax lien removed from their credit history. This couldn’t be further from the truth. In fact, removing a tax debt will be easier than removing a private debt like a credit card charge-off or...
Guaranteed Unsecured Credit Cards for People with Bad Credit
When you have bad credit, there’s no guarantee you’ll get approved for traditional, unsecured credit cards. But almost everybody gets approved for secured credit cards. Why? Because you pay a security deposit rather than...
Credit Utilization: Maintaining The Right Credit Balance to Li...
If you’re paying off your credit cards to improve your credit score, read this post first. By the end of this post, you’ll know not to automatically close all your paid-off accounts — even when the total balance hits $0....
Should You Reopen Closed Credit Card Accounts?
Most of the time, open credit card accounts look better on your credit report than closed accounts, so it’s good to know how to reopen a closed credit card account. Open accounts extend the average age of your credit history. ...
Sample Letters to Creditors
Repairing your credit could mean writing a lot of letters to creditors and the three credit bureaus — dispute letters, debt validation letters, goodwill letters. And so on. To make writing your letters easier, you can use the ...