Credit Repair

Credit Repair Software: Rip off or Legit Way to Fix Bad Credit?

I’ve recently had quite a few readers write in and ask me about credit repair software. The questions generally center around what exactly is credit repair software and is it an effective way to repair credit. I think it will be beneficial to go

Best Credit Repair Companies (That Won’t Rip You Off)

Reputable Credit Repair Companies We Recommend Lexington Law is probably the most popular credit repair service in the US. They do a really good job. That said, if you prefer a different payment structure, such as a lower setup fee or an upfront rather

How to Remove Tax Liens From Your Credit Report

I often get emails from readers of this blog who assume that it’s impossible to get a tax lien removed because it involves the government and the IRS. This couldn’t be further from the truth. In fact, in the case of getting a tax

3 Steps to Remove Judgments From Your Credit Report

It’s not impossible to remove judgments from your credit report In my experience it’s not very difficult to remove judgments from your credit report as long as you follow the proper steps. Many of my readers assume that it’s impossible to have judgements removed

3 Ways to Remove a Charge Off From Your Credit Report

If you have recently pulled your credit report and noticed a charge off, you might be wondering what that means and how you can get a charge off removed from your credit report. First of all, keep in mind that a charge off entry on

How to Negotiate With Creditors

If you are struggling to make your credit card payments or to pay off other debts, it may be time to start negotiating with creditors in order to avoid bankruptcy proceedings. You need to be prepared though, as they are used to people requesting

How to Fix Your Credit for a Mortgage Loan

One of the main reasons that people worry about their credit scores comes down to their ability to get a mortgage loan when it is time to buy a house. Obviously, that’s a major life milestone that people don’t want to see pushed back,

How to Get Something Removed from Your Credit Report

Luckily, it is possible to remove something off your credit report without having to wait 7 years for it to delete automatically. It’s smart to remove something from your credit report if you’re trying to clean up your credit report for a mortgage or

Should I Use A Credit Repair Company To Clean My Credit Report?

You basically have two options when it comes to cleaning your credit report. First, you have the option of repairing your credit by yourself. This is a good option for someone who has the time and commitment for do-it-yourself credit repair. It does take