Credit Repair

How to Remove Tax Liens From Your Credit Report

I often get emails from readers of this blog who assume that it’s impossible to get a tax lien removed because it involves the government and the IRS. This couldn’t be further from the truth. In fact, in the case of getting

3 Steps to Remove Judgments From Your Credit Report

It’s not impossible to remove judgments from your credit report In my experience it’s not very difficult to remove judgments from your credit report as long as you follow the proper steps. Many of my readers assume that it’s impossible to have

How to Remove a Charge Off From Your Credit Report

If you have recently pulled your credit report and noticed an account has been “charged off”, you might be wondering what that means and how you can get it removed from your credit report. How I a Removed Charge Off From My

5 Best Credit Repair Tips

If you’re coming out of bankruptcy, foreclosure or simply don’t have a very good credit score, there are plenty of things that you can do in order to boost your score. Some are pretty intuitive while others may not come to mind

How to Negotiate With Creditors

If you are struggling to make your credit card payments or to pay off other debts, it may be time to start negotiating with creditors in order to avoid bankruptcy proceedings. You need to be prepared though, as they are used to

How to Fix Your Credit for a Mortgage Loan

One of the main reasons that people worry about their credit scores comes down to their ability to get a mortgage loan when it is time to buy a house. Obviously, that’s a major life milestone that people don’t want to see

How to Get Something Removed from Your Credit Report

Luckily, it is possible to remove something off your credit report without having to wait 7 years for it to delete automatically. It’s smart to remove something from your credit report if you’re trying to clean up your credit report for a

Should I Use A Credit Repair Company To Clean My Credit Report?

You basically have two options when it comes to cleaning your credit report. First, you have the option of repairing your credit by yourself. This is a good option for someone who has the time and commitment for do-it-yourself credit repair. It