Credit Repair
Latest in Credit Repair
How to Remove Civil Judgments From Your Cr...
How to Remove Tax Liens From Your Credit R...
Guaranteed Unsecured Credit Cards for Peop...
Credit Utilization: Maintaining The Right ...
Should You Reopen Closed Credit Card Accou...
All Articles about Credit Repair
6 Best Credit Repair Companies – Updated May 2022
Having a bad credit score can make life extremely difficult, and repairing it can be a huge and stressful job. So, if you’re in this situation, what do you do? But, if the priority is getting your credit score back into shape, you m...
How to Remove Civil Judgments From Your Credit Report
In my recent experience, it’s not hard to remove judgments from your credit report as long as you follow the proper steps. Many readers assume it’s impossible to have the credit bureaus remove civil judgments because they involve th...
How to Remove Tax Liens From Your Credit Report
A lot of people think they’ll never get a tax lien removed from their credit history. This couldn’t be further from the truth. In fact, removing a tax debt will be easier than removing a private debt like a credit card charge-off or...
Guaranteed Unsecured Credit Cards for People with Bad Credit
When you have bad credit, there’s no guarantee you’ll get approved for traditional, unsecured credit cards. But almost everybody gets approved for secured credit cards. Why? Because you pay a security deposit rather than...
Credit Utilization: Maintaining The Right Credit Balance to Li...
If you’re paying off your credit cards to improve your credit score, read this post first. By the end of this post, you’ll know not to automatically close all your paid-off accounts — even when the total balance hits $0....
Should You Reopen Closed Credit Card Accounts?
Most of the time, open credit card accounts look better on your credit report than closed accounts, so it’s good to know how to reopen a closed credit card account. Open accounts extend the average age of your credit history. ...
Sample Letters to Creditors
Repairing your credit could mean writing a lot of letters to creditors and the three credit bureaus — dispute letters, debt validation letters, goodwill letters. And so on. To make writing your letters easier, you can use the ...
Best Credit Repair Software
Be careful when you buy credit repair software. Many programs promise a lot, including dramatic increases in your credit score. In reality, the software cannot provide a miracle cure for a bad credit score. When you buy a credit rep...
DIY Credit Repair in 5 Easy Steps
Having bad credit makes life a lot harder. You won’t be able to open a new credit card, close on a mortgage loan, or even get a personal loan with affordable interest rates. In most states, even your car insurance will cost mo...
How to File a Dispute with TransUnion
For most of us, working hard to achieve and maintain a good credit score is an inescapable part of modern life. Checking the credit reports of potential employees (with their permission) is an established practice for businesses. In...