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How to Get Your First Credit Card
Guaranteed Unsecured Credit Cards for Peop...
Credit Utilization Calculator
Credit Utilization: Maintaining The Right ...
Should You Reopen Closed Credit Card Accou...
All Articles about Credit Cards
All the Best Credit Cards of 2022
Is there one very best credit card somewhere out there? There certainly are a lot of very good cards, but it’s virtually impossible to pinpoint which one is the best. The credit card industry has seriously evolved in the past couple...
How to Get Your First Credit Card
When you get your first credit card, one of two things can happen: You could keep your new credit card’s balance paid down and make on-time payments month after month to build credit. Or you can spend up to the credit limit and then...
Guaranteed Unsecured Credit Cards for People with Bad Credit
When you have bad credit, there’s no guarantee you’ll get approved for traditional, unsecured credit cards. But almost everybody gets approved for secured credit cards. Why? Because you pay a security deposit rather than...
Credit Utilization Calculator
Calculating your credit utilization ratio can tell your credit health. New creditors pay attention to this value which measures how much of your available credit you’re currently using. For example, if you’re using 50 pe...
Credit Utilization: Maintaining The Right Credit Balance to Li...
If you’re paying off your credit cards to improve your credit score, read this post first. By the end of this post, you’ll know not to automatically close all your paid-off accounts — even when the total balance hits $0....
Should You Reopen Closed Credit Card Accounts?
Most of the time, open credit card accounts look better on your credit report than closed accounts, so it’s good to know how to reopen a closed credit card account. Open accounts extend the average age of your credit history. ...
Does Closing a Credit Card Hurt Your Credit Score?
When starting your personal finance repair journey you may be tempted to close credit card accounts, especially if the credit card has a negative impact on it, such as a late payment. Canceling a credit card if you rarely use it or ...
Credit Card Cash Advances: All You Need to Know
If you don’t have any cash on you, walking by an ATM without enough money in your bank account to cover a withdrawal can be frustrating Many credit cards, however, can be used to withdraw cash from an ATM, whether it’s your bank or ...
Should You Pay Off a Credit Card or Keep a Balance?
Is it better to pay off your credit card or keep a balance each month? There are all types of myths surrounding credit card debt, credit card companies, and credit history. Is it true that always having a revolving small balance is ...
How to Avoid Paying Credit Card Interest
Imagine spending $16 extra for every $100 purchase, this is called interest, and we will cover ways how to avoid credit card interest! A new pair of shoes, an expensive dinner out, or a good parking space at a professional football ...