Category: Credit Cards
Credit cards can be a benefit or a detriment to your finances. It all depends on how you use them. If you swipe your prized piece of plastic carelessly and avoid payments, you could kill your credit score and rack up some nasty debt. On the other hand, …
Is there one very best credit card somewhere out there? There certainly are a lot of very good cards, but it’s virtually impossible to pinpoint which one is the best. The credit card industry has seriously evolved in the past couple of decades. They moved well beyond the …
Losing something can put you in a panic. If it’s a credit card, losing it can be especially troublesome. A thief who steals it or someone finds it could ring up charges on your credit card, which you may have to pay some of if you don’t report …
If you don’t have any cash on you, walking by an ATM without enough money in your bank account to cover a withdrawal can be frustrating Many credit cards, however, can be used to withdraw cash from an ATM, whether it’s your bank or not. Just like that, …
It used to be embarrassing to buy a pack of gum or other small purchase with a credit card. Not anymore. It’s common to see people pull a credit card out to buy something for $5 or less when they don’t have cash on hand. Small purchases are …
If you’re going to join the roller coaster ride of investing in Bitcoin or other cryptocurrencies, buying virtual currency can take more effort than it does to make typical investments online. You’ll likely have to buy it through an exchange — a website to trade one currency for …
Figuring out your credit card’s interest rate and what some of the card’s best perks are should be easy. Both should be listed in promotional material, with the interest rate also listed in a separate contract and on billing statements. Other information, such as the numerous perks offered, …
Not having any cash on you or forgetting to pack a lunch can seem like an emergency when you’re hungry at lunchtime. Having a credit card can save the day by paying for a small, manageable expense. A credit card can also come to the rescue in real …
If you’ve ever bought something and then saw the price drop a month later, the feeling that you’ve been gipped a little bit is hard to shake. The $1,200 couch you bought is now $1,000, and maybe the retailer will give you a $200 refund. Maybe not. Your …
You probably won’t remember getting your first credit card as much as you do other firsts in life: Date, job, getting your driver’s license, buying a home, and others. But it could set the path for how some other life decisions play out. Your first credit card can …
