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Latest in Collections


All Articles about Collections


How Collection Agencies Work

How Collection Agencies Work

You may not know it when a debt collector calls, but some debt collection agencies want your money more than others. That is, some agencies have bigger incentives than others for pushing you to pay. There are two kinds of collection...

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Sample Debt Validation Letter

Sample Debt Validation Letter

When a debt collection agency contacts you about a past-due balance, the debt may not actually be yours. Federal law gives you 30 days to request the collection agency to validate your debt. This is legal speak for proving you reall...

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Do This Before Paying an Old Debt Collection

Do This Before Paying an Old Debt Collection

You’ve just opened a letter from a debt collector demanding you pay a debt that’s years old. Perhaps you don’t even remember the debt. What’s the best way to handle this situation? Why Am I Being Contacted About Old Debt? First let ...

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Debt Collections: Everything You Need to Know

Debt Collections: Everything You Need to Know

Let’s talk about debt collections. Many of the visitors to this blog ask me about collections. For example, what exactly is a collection, how do they affect your credit score, etc. I want to dedicate an entire article to debt ...

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How To Deal with Debt Collectors

How To Deal with Debt Collectors

If you are like most people, you have dealt with or are currently dealing with debt collectors, so I’m going to outline some specific things you should keep in mind if you end up on the phone with a debt collector. Receiving a colle...

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A Regretful Debt Collector Tells Me His Story

A Regretful Debt Collector Tells Me His Story

Before I get into my interview with a former debt collector, I’d like to give you the back story as to how this all happened. A couple of weeks ago I received an email from a guy who said he was a debt collector for many years...

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