Category: Credit Monitoring
Using a credit card is easy — you use the card to buy things and then pay the credit card bill. A credit card can sometimes be difficult, however, when dealing with your credit file. From a missed payment to a loan that isn’t yours that’s incorrectly listed …
If your credit score jumped 20-40 points last summer, you may see another boost in May as the credit reporting agencies finish changes to remove incomplete identifying information from credit reports. On April 16, the credit reporting agencies Equifax, Experian and TransUnion implemented the final changes to a …
Technology for using a credit card is changing fast: A wearable credit card is being developed by Barclaycard. Mastercard has a card with a sensor for a fingerprint to authorize payment instead of a signature. A major maker of chip credit cards is adding a mini-screen to the …
If an employer asks to see your credit score as part of a job application, be wary — for a few reasons. First, it’s illegal for employers to check your credit score. Second, they’re probably confusing a credit score with a credit report, and there’s a big difference …
As one of the three major credit bureaus, TransUnion has one of the most popular credit monitoring services (and the one I use). Their service includes unlimited credit report and score updates, as well as up to $1,000,000 in identity theft insurance. This is usually the credit monitoring …
Reader’s Question Hello, I have been trying to find out if I can remove one of two duplicate accounts on my credit report. Specifically, I have one negative entry from the original creditor who transferred the account to another agency. Then there is another negative entry for the …
Reader’s Question Hello, I have some negative items that will soon be at their seven year limit and will (hopefully) be removed from my credit report. Can you tell me which credit agency informs you of an estimated date when an item will be removed? Also I was …
You basically have two options when it comes to cleaning your credit report. First, you have the option of repairing your credit by yourself. This is a good option for someone who has the time and commitment for do-it-yourself credit repair. It does take time, but it’s also …
Reader’s Question Dear Ashley – I wanted to know. I have a big account on my credit report of about 17,000 dollars. It’s from a car I used to have. Is there anything that I can do about that to try to remove it. I can’t afford to …
Question I mailed your negotiation letter a couple of weeks ago through certified mail. I got the green slip on Monday, but my credit report hasn’t been updated yet. Should I be worried? I haven’t sent them any money. Response You sent them a negotiation letter and you …
