Category: Credit Monitoring
When it comes to keeping your assets safe, a reliable credit monitoring service can provide invaluable peace of mind. Although myFICO and other similar services come at a price, they’re well worth considering if you want to keep tabs on everything related to your credit. Over fifty years …
TransUnion is one of the three credit bureaus operating in the United States, alongside Experian and Equifax. If you’re worried about your credit rating or want to improve it, you need a credit monitoring service that provides you with regular reports. What Is TransUnion? TransUnion is a premium …
Shopping around for a service to provide you with a credit report can seem like an unnecessary expense, especially if you’re only interested in checking your score once a year. Fortunately, AnnualCreditReport.com is there to provide you with a free credit report once every twelve months. For the …
Equifax is one of the three major credit bureaus in the United States, alongside Experian and TransUnion. They offer both credit monitoring and identity theft protection services in a variety of different plans aimed to fit different individuals. Equifax was in the news in 2017 when they were …
Experian is a credit reporting agency that provides you with information regarding your credit rating. It’s one of the three agencies in the country, along with TransUnion and Equifax. It employs 17,000 people worldwide and is an authority in credit monitoring and reporting. If you’ve ever gone on …
Many consumers believe they have a credit score, as in one score. And while a particular lender may focus on a single score, the reality is everyone has at least three scores. That’s because there are three major credit bureaus, and each issues its own credit score. It’s …
Using a credit card is easy — you use the card to buy things and then pay the credit card bill. A credit card can sometimes be difficult, however, when dealing with your credit file. From a missed payment to a loan that isn’t yours that’s incorrectly listed …
If your credit score jumped 20-40 points last summer, you may see another boost in May as the credit reporting agencies finish changes to remove incomplete identifying information from credit reports. On April 16, the credit reporting agencies Equifax, Experian and TransUnion implemented the final changes to a …
Technology for using a credit card is changing fast: A wearable credit card is being developed by Barclaycard. Mastercard has a card with a sensor for a fingerprint to authorize payment instead of a signature. A major maker of chip credit cards is adding a mini-screen to the …
If an employer asks to see your credit score as part of a job application, be wary — for a few reasons. First, it’s illegal for employers to check your credit score. Second, they’re probably confusing a credit score with a credit report, and there’s a big difference …
