Credit Score
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How Your Credit Score Affects Your Mortgag...
What Your Credit Score Range Means
5 Amazingly Simple Techniques to Optimize ...
10 Credit Hacks to Improve Your FICO Score
What Affects Your Credit Score?
All Articles about Credit Score
What is a Good Credit Score Range?
You probably hear all the time about how important a good credit score is. You’ve likely also heard that a good credit score is essential to getting a mortgage, or a good deal on a personal loan for a car. But what exactly is your c...
How Your Credit Score Affects Your Mortgage Rate
Your credit score is one of the most important factors in how much you‘ll pay for a mortgage, or even whether you qualify for a mortgage at all. The reason your credit score, or your FICO score as it’s known in the financial i...
What Your Credit Score Range Means
My credit repair journey started when I had a credit score in the 530s. I couldn’t get a credit card, let alone a mortgage loan. That’s when I said enough is enough and set out to learn everything I could about improving...
5 Amazingly Simple Techniques to Optimize Your Credit Score
Forget maxing out your credit cards, here are some easy techniques anyone can use to optimize your credit score. Most of these techniques can be used by those who have both good and bad credit. I recommend that you try to do as many...
10 Credit Hacks to Improve Your FICO Score
Most of you who have been reading this blog for a while know that I prescribe a very detailed and specific method for improving your credit score quickly – but I also have some credit hacks to best optimize your FICO credit sc...
What Affects Your Credit Score?
Credit scores affect almost every aspect of your personal finance life, but what affects them? While some factors that impact your own credit score are obvious, like your monthly payment history, others might surprise you. ThereR...
How To Read Your Credit Report
When you learn how to read your credit report you can find credit reporting errors quickly — before they hurt your borrowing power. Don’t feel bad if your credit report makes little to no sense. These complex records con...
How to File a Dispute with Experian
In today’s world, you need a credit report to get a mortgage, take out a loan and, sometimes, even to secure a job. This means it’s never been more important to check whether the details held about your financial history are correct...
Why is my credit score low after getting a credit card?
Ironically, even when a credit card issuer checks your credit history and approves you, your credit score still drops by a few points. This is because they’ve had to run a hard credit check or inquiry so they could see your fu...
620 Credit Score
Wondering if your credit score is up to snuff? If you have a 620 credit score, you aren’t alone. Tens of thousands of borrowers in the United States are in the same boat, and usually for the same reasons. While a 620 credit score co...