Category: Credit Score

How Marriage Can Affect Your Credit Score

Marriage is a union in many ways. Someone’s financial problems that they had before marriage can become part of that union, potentially creating problems for them as a married couple. But the problems may not be as big as you might suspect. Here are some things to consider …

How Eviction Can Affect Your Credit Score

Going through an eviction can be the nadir of financial problems. Losing a job, unpaid medical bills and being hounded by bill collectors can be major life events accompanying an eviction. Being evicted from your home or apartment may be the final financial straw that sends your credit …

How Long Hard Inquiries Stay on Your Credit

Hard inquiries stay on your credit for 2 years. However, that doesn’t mean a hard inquiry negatively affects your credit for 2 years. Rather, a hard inquiry will only affect your credit for up to 12 months. Even then, hard inquiries only hurt your credit if you have …

10 Credit Hacks to Improve Your FICO Score

Most of you who have been reading this blog for awhile know that I prescribe a very detailed and specific method for improving your credit score quickly. It basically boils down to removing negative items from your credit report and rebuilding your credit with a secured credit card. …