Category: Credit Score

How Long Do Hard Inquiries Stay on Your Credit?

There are several important things to understand about credit inquiries and how they affect your credit. The following topics will help you better understand how credit inquiries work and what you can do about them. Table of Contents: What Are Hard Inquiries? How Long Do Hard Inquiries Stay …

10 Credit Hacks to Improve Your FICO Score

Most of you who have been reading this blog for a while know that I prescribe a very detailed and specific method for improving your credit score quickly. It basically boils down to removing negative items from your credit report and rebuilding your credit with a secured credit …

What Does Your Credit Score Range Mean?

My credit repair journey started when I had a credit score in the 530’s. I was unable to even get approved for a credit card, let alone a mortgage loan. This was the point when I said enough is enough and set out to learn everything there is to know …

Average Credit Score and Credit Score Range

The average credit score in the U.S. is 680 This average varies by state with South Dakota having the highest average (710) and Texas having the lowest (651). Credit Scores range from 300 to 900 300 indicates horrible credit and 900 indicates perfect credit (I doubt anyone actually …