Debt
Latest in Debt
Learn How to Negotiate With Debt Collector...
What is Debt Consolidation and How Does it...
The Best Debt Consolidation Loans
Seven Ways to Get Out of Debt in 2022
Statute of Limitations on Medical Debt
All Articles about Debt
How to Remove Enhanced Recovery Company (ERC) From Your Credit...
If you’ve been dealing with unwanted phone calls from Enhanced Recovery Company, you’re probably eager to put an end to your relationship with the debt collection agency. Within your financial journey, there will be times when you m...
How to Remove Diversified Consultants, Inc., From Your Credit ...
Editor’s Note: Diversified Consultants, Inc., went out of business in 2020. CEO Charlotte Zehnder cited the Covid-19 pandemic as a catalyst for the Jacksonville, Florida-based company’s closure. Read more here. We’...
How to Remove Dynamic Recovery Solutions From Your Credit Report
Has Dynamic Recovery Solutions, LLC, appeared on your credit report? If so, chances are good you have acquired a collections account. Dynamic Recovery Solutions is a collections agency working on behalf of an original creditor to co...
Statute of Limitations on Debt
Here’s some good news if you’re struggling with debt: As time passes, your old bills can lose some of their power to hurt you. This is true, in part, because of your state’s statute of limitations laws. Let’s learn more. Table of Co...
What Is Bankruptcy?
If you get too deep in debt, your income collapses, or you experience a major life crisis, you may need to consider bankruptcy. It’s a difficult process, but it may be necessary if you see no way out of your current debt problems. Y...
Debt Settlement: How Its Works + Pros and Cons
Have you gotten an offer to pay off credit card debt for less than the total amount due, or a debt settlement? This may seem like a gift. Settling $6,000 of credit card debt for $4,000, for example, leaves you with $2,000 you didn&#...
How to Remove FedLoan Servicing From Your Credit Report
FedLoan Servicing is a company that manages federal student loan repayments on behalf of the U.S. Department of Education. If you’re reading this, you’ve probably been contacted by this student loan servicer about a federal student ...
How to Remove Nelnet Collections From Your Credit Report
5Nelnet – or the National Education Loan Network – is a Nebraska-based student loan company that services roughly 20% of all student loan payments funded through the Department of Education. But you’re not here to ...
Does It Matter What Debt to Pay Off First?
Having too many debts can be overwhelming. So, what debt to pay off first? Does it matter? Should you pay the creditor that screams the loudest first? Not necessarily. What Debt To Pay Off First While Dave Ramsey’s debt snowba...
How Debt Affects Your Credit Score
The average indebted household that doesn’t pay credit cards in full each month carries $8,683 in credit card debt. Eventually, that debt affects the card members’ credit scores. A credit score impacts the ability to borrow money, l...