Content on BetterCreditBlog.org is based on in-depth research & analysis. Opinions are our own. We may earn a commission when you click or make a purchase from links on our site. Learn more.

Better Credit Blog

Latest


All Articles about


Sample Medical Collection Letter

Sample Medical Collection Letter

If you or your insurance company has paid a medical bill but it still appears in your credit history, it’s time to write a medical collection letter to the credit bureaus to find out why. You can use my sample letter, below, a...

Read More

Goodwill Letter Template

Goodwill Letter Template

Need to reboot your credit score? Sometimes all you have to do is ask. When older collection accounts or late payments are pulling down your credit score, you should consider asking your creditors for a goodwill adjustment. You can ...

Read More

Short Sale Vs. Foreclosure

Short Sale Vs. Foreclosure

I received a reader question that opens an important topic – short sale vs. foreclosure. This was a big issue a decade ago during the Financial Meltdown when millions of people were losing their homes. It’s not as common today, but ...

Read More

How to Write a Bankruptcy Explanation Letter

How to Write a Bankruptcy Explanation Letter

More than three-quarters of a million people file for bankruptcy each year in the US. And since bankruptcy can stay on your credit report for up to 10 years, that means there are at least 7.5 million people showing one each time the...

Read More

Credit Repair Resources

Credit Repair Resources

In your journey to repair your credit, here are some quick links to some great credit repair resources you will want to bookmark to save for a later date if you need them: Credit Repair Resources to Bookmark Credit Repair Companies ...

Read More

6 Most Common Credit Myths

6 Most Common Credit Myths

One of the first things I quickly discovered when I began the process of fixing my credit was that many of the things I had heard about were simply credit myths. Common Credit Myths Here is a list of the most common myths about cred...

Read More

Credit Books I Recommend

Credit Books I Recommend

I have found the following credit books to be particularly helpful for providing an honest and clear insight into how credit scores work and the best ways to go about repairing my credit. My 3 Favorite Credit Books Credit Help Book ...

Read More

Secured Credit Cards To Build Credit

Secured Credit Cards To Build Credit

If you are unable to get a regular credit card at even a low limit, you may need to look into a secured credit card to build credit. There’s an age-old saying that, “it takes money to make money.” Well, it also applies to credit car...

Read More

Meet the Experts

BetterCreditBlog.org’s staff of editorial writers have spent hundreds of hours conducting research, interviewing industry experts, and reviewing the products and services out there to help inform and educate our readers.

Learn More About Our Team