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How to Remove Allied Interstate from Your Credit Report
Who is Allied Interstate, LLC, and why are they calling you and harming your credit score? Our advice and tips can help get this debt collection agency off your credit report and off your back. Who Is Allied Interstate and What Do T...
Do Medical Bills Affect Your Credit?
Do medical bills affect your credit score? Recent credit scoring model changes mean medical debt has less weight in your credit score. But health care debt could still land in your credit file, limiting your ability to borrow and lo...
How To Remove LJ Ross Associates From Your Credit Report
LJ Ross Associates is a debt collection agency based out of Michigan. They specialize in debt collection for medical, utilities, government, education, and financial industries. Like most debt collection agencies, they are known for...
Does Winning the Lottery Affect Your Credit Score?
With Powerball and MegaMillion payouts reaching some pretty massive amounts, I thought it would be interesting to dive into how winning the lottery could potentially affect your credit score. Let’s be honest, most of us daydre...
First Time Home Buyer Mistakes
You’ve probably read a lot about dos’ and don’t when it comes to purchasing a house for the first time, but what I want to discuss in this article is first time home buyer mistakes related to your credit. Specifica...
Sample Debt Validation Letter
When a debt collection agency contacts you about a past-due balance, the debt may not actually be yours. Federal law gives you 30 days to request the collection agency to validate your debt. This is legal speak for proving you reall...
Renting With Bad Credit
Renting with bad credit can cause problems when you’re trying to find an apartment, condo, or house. But your bad credit score doesn’t have to be a deal-breaker for every potential landlord or property manager you meet. ...
How To Remove Alliance One From Your Credit Report
Alliance One International is known as one of the largest and most aggressive debt collection agencies. Credit card companies, utility companies, student loan companies, government agencies, and medical financial services contract w...
Can You Get a Mortgage with Bad Credit?
One of the most challenging loans to get approved for is a mortgage loan. Many people with bad credit don’t even bother applying for a mortgage because they assume that they’ll instantly be denied. Can You Get a Mortgage...
Do This Before Paying an Old Debt Collection
You’ve just opened a letter from a debt collector demanding you pay a debt that’s years old. Perhaps you don’t even remember the debt. What’s the best way to handle this situation? Why Am I Being Contacted About Old Debt? First let ...