Our content is free because we earn a commission when you click or make a purchase from links on our site. Learn more about how we make money.

Latest in Credit Cards


All Articles about Credit Cards


Credit Utilization Calculator

Credit Utilization Calculator

Credit utilization is an important term to understand in terms of how it can affect your credit score. Basically, it means how much of the available credit you currently have charged on a credit card (i.e., balance-to-limit ratio). ...

Read More

Secured Credit Cards and Credit Repair

Secured Credit Cards and Credit Repair

There’s an age-old saying that, “it takes money to make money.” Well, it also applies to credit cards and credit scores. You have to have a card to rehabilitate your credit score. Of course, if your score is too low, then you will l...

Read More

Orchard Bank Credit Cards Are Not A Scam

Orchard Bank Credit Cards Are Not A Scam

I have had about a dozen people ask me if Orchard Bank credit cards are a scam. If you aren’t familiar with Orchard Bank credit cards, they are designed specifically for people with bad or no credit. Orchard Bank (HSBC) offers...

Read More

Meet the Experts

BetterCreditBlog.org’s staff of editorial writers have spent hundreds of hours conducting research, interviewing industry experts, and reviewing the products and services out there to help inform and educate our readers.

Learn More About Our Team