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What To Know About Getting Pre-Approved For A Car Loan
If you’ve been considering buying a new car, but you’ve hesitated because you worry it will be expensive or the process of securing a loan will be too difficult, take heart. There are several steps you can take to get th...
Quicken Loans Mortgage Review
Quicken Loans began in 1985, and after changing its name from Rock Financial, the company switched its focus from traditional mortgages to becoming one of the leaders in the online mortgage world. In 2015 it launched the offshoot Ro...
What To Know About Zero Down And Low Down Payment Mortgages
When it comes to qualifying for a mortgage and purchasing a house, there’s very often two main obstacles for first-time buyers. The first issue, which we explored here, is getting your credit score to a place where you can qua...
Why is my credit score low after getting a credit card?
Ironically, even when a credit card issuer checks your credit history and approves you, your credit score still drops by a few points. This is because they’ve had to run a hard credit check or inquiry so they could see your fu...
Credit Repair Facts and Statistics
Credit has become integral to how the world works. We use it in our daily lives in many forms, including mortgages, car loans, and credit cards. The amount you can access depends on your credit report and your credit score. That’s w...
How to Get a Car Loan
If you’re in the market to buy a vehicle, a car loan is one option for financing your purchase. Here, we’ll cover the steps you need to take for a successful application and what you need to know about your credit score when applyin...
How To Get Preapproved For A Home Loan
Preapproval is usually the first step in getting a home loan or mortgage. You don’t have to go through this process, but it’s often a good idea. That’s because preapprovals involve only soft credit checks and can help you avoid hard...
When to Refinance Your Mortgage
When you refinance a mortgage, you’re taking out a new loan with more favorable terms to pay off a mortgage you already have. For most borrowers, the best time to do this is when you can get an interest rate that’s lower than the on...
Does Checking Your Credit Score Lower It?
The answer is yes and no. Lenders and credit card issuers carry out two types of checks on your credit. The first, a soft credit check, doesn’t impact your credit score at all. The second, a hard check, knocks a few points off your ...
30 vs. 15-year Mortgage Comparison: Which is Better?
When it comes to the length of your mortgage, there is a fair amount of flexibility regarding term lengths, depending on which company you go with. By and large, 30-year terms and 15-year terms remain perennial favorites. But which ...