How to Get a Credit Card as a U.S. Immigrant

Running a small business or just being an everyday consumer can be difficult without having a credit card. It can help pay for things before you have the money in hand, such as business owners who need to buy supplies before being paid for their services. But getting …

Pros and Cons of the Debt Snowball

When trying to pay off debt, it can help to have a plan. Instead of paying credit cards, car loans, medical bills and other debts in random amounts each month or splitting your total payment evenly toward them, a plan such as a “debt snowball” can encourage you …

How Marriage Can Affect Your Credit Score

Marriage is a union in many ways. Someone’s financial problems that they had before marriage can become part of that union, potentially creating problems for them as a married couple. But the problems may not be as big as you might suspect. Here are some things to consider …