Monthly Archive:: June 2017

10 Credit Hacks to Improve Your FICO Score

Most of you who have been reading this blog for awhile know that I prescribe a very detailed and specific method for improving your credit score quickly. It basically boils down to removing negative items from your credit report and rebuilding your credit with

Do This Before Paying an Old Debt Collection

You’ve just received a letter from a debt collector demanding that you pay a debt that’s years old. Perhaps you don’t even remember the debt. What’s the best way to handle this situation? Why am I being contacted about an old debt? First let

How Being an Authorized User Can Help Your Credit Score

Back in the day becoming an authorized user on another person’s credit card was a great way build and even rebuild your credit. Things have changed in recent years and even though being an authorized user is a great tool for building credit, there