As one of the leading credit education organizations, The Better Credit Organization is dedicated to helping people get out of debt, improve their credit, and achieve financial freedom. As part of our continued commitment to fostering financial wellness and education, we are proud to announce our annual scholarship award, The Positive Habit Scholarship.


Just like in the previous years, students from every continent and all walks of life can join for free to get a chance to win the scholarship worth $1,750. Just make sure you present a copy of your enrollment card or a school admission note from your University Registrar.

How to Apply

Upon securing a copy of your proof of enrollment, follow these steps:

  1. Get your planner/organizer/scheduler and take a snap shot of your schedule during any month in 2018 (jpeg).
    Note: You make take a screenshot of your Google calendar, an app or any website you use to plan your monthly/weekly/daily schedule.
  2. Write an interesting story behind that month’s schedule. This may be a schedule disaster that you kept under control, or a tip you learned and tried out for yourself—anything that will highlight your ability to stick to your planned schedule or still managing to remain organized despite unpredictable schedules.

    If you do not have any stories like these, you may opt to write a story of how you got into organized planning or getting the hang of using your first planner.

    IMPORTANT: Your story must have a minimum of 1000 words and saved in docx/pdf files.

  3. Write a short bio with complete personal details.
    Send the proof of enrollment, planner snap shot, your story and bio to [email protected] with subject: “Organized Planner”.


You may email us until February 15, 2019. Evaluation of entries will take a few days, so we will announce the winner on February 28, 2019.

Wait for announcement on our website or information straight from us (call or email). We will confirm the mailing address with the winner to ensure that they receive the scholarship check ($1,750).

Selection Process

All submissions are reviewed by the Scholarship Panel. The award recipient will be selected based on application requirements listed on this page.


If you have any questions about the eligibility requirements, deadlines, or anything else, please send an email to [email protected] and we’ll get back to you as soon as possible.