Better Credit Blog | Credit Help For Bad Credit

Removing Collections from Your Credit Report in 4 Steps

Your credit score is a number assigned to you between 300 and 850 that credit card providers and lenders use to determine how financially trustworthy you are. Many factors affect your credit score, but unpaid debts, especially those...

Removing A Charge-Off From Your Credit Report: Is It Possible?

Your credit score determines whether you can apply for a loan, a mortgage, and even some jobs, so keeping it as high as possible is crucial. Having what’s called a charge-off show up on your credit report is pretty bad news. It show...

6 Best Credit Repair Companies – Updated May 2022

Having a bad credit score can make life extremely difficult, and repairing it can be a huge and stressful job. So, if you’re in this situation, what do you do? But, if the priority is getting your credit score back into shape, you m...

Does Closing a Credit Card Hurt Your Credit Score?

When starting your personal finance repair journey you may be tempted to close credit card accounts, especially if the credit card has a negative impact on it, such as a late payment. Canceling a credit card if you rarely use it or ...

Credit Utilization: Maintaining The Right Credit Balance to Li...

If you’re paying off your credit cards to improve your credit score, read this post first. By the end of this post, you’ll know not to automatically close all your paid-off accounts — even when the total balance hits $0....

5 Amazingly Simple Techniques to Optimize Your Credit Score

Forget maxing out your credit cards, here are some easy techniques anyone can use to optimize your credit score. Most of these techniques can be used by those who have both good and bad credit. I recommend that you try to do as many...

Trusted Credit Education & Resources Since 2007

Latest

Learn How to Negotiate With Debt Collector...

The Best Auto Loan Companies of 2022 ̵...

How Does Mortgage Refinance Work?

How to Establish Credit with a Credit Buil...

Most Read

You're in good company

Meet the Experts