A debt settlement offer to pay off a credit card with less money than what you owe can seem like a gift. Settling a $6,000 credit card bill for $4,000, for example, leaves you with $2,000 in debt that you don’t have to pay. Instead of being in …
Losing something can put you in a panic. If it’s a credit card, losing it can be especially troublesome. A thief who steals it or someone finds it could ring up charges on your credit card, which you may have to pay some of if you don’t report …
Getting loans, credit cards and other types of credit can be difficult for borrowers without a good credit history. Trying to get approved for credit can be a sort of Catch-22: Creditors want proof that you’ve handled a credit card well before, but without a credit card already …
If you don’t have any cash on you, walking by an ATM without enough money in your bank account to cover a withdrawal can be frustrating Many credit cards, however, can be used to withdraw cash from an ATM, whether it’s your bank or not. Just like that, …
Sometimes it’s the little things in life that can make all the difference. A small ding to your credit score can drop it just enough from being in the excellent credit score range to the good score range. That can be enough to cause lenders to charge you …
FedLoan Servicing is a company which deals with student loans on behalf of the Department of Education. If you’re reading this, then you’ve probably been recently contacted by FedLoan about a loan repayment, or perhaps noticed their name on your credit report. So you’re probably here for one …
Nelnet – or the National Education Loan Network – is a Nebraska-based student loan company which services roughly 20% of all student loan payments funded through the Department of Education. But you’re not here to find out random facts about them. You’re here to find out how to …
Paying your bills on time, not maxing out your credit cards, and having a good track record of managing debt responsibly are some basic and obvious things that affect a credit score. Some other financial transactions, however, don’t hurt it at all. You may even be surprised by …
Not picking up the check at dinner, having bad breath or being late may be excusable on a first date, but one thing isn’t — having too much credit card debt, according to a survey. The average amount of credit card debt that’s considered unacceptable is $11,525, with …
Do you have a low credit score? You may be in for a little luck if you want to buy a home. It’s easier to buy a house now than it was a decade ago. More homebuyers are qualifying for a mortgage with a low credit score than …
