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BetterCreditBlog.org was started by a group of credit experts with the goal of providing accurate and easy-to-digest information about credit improvement and how it relates to personal finance.
If you have recently pulled your credit report and noticed a charge off, you might be wondering what that means and how you can get a charge off removed from your credit report. First of all, keep in mind that a charge off entry on ...
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First of all, this isn’t a “bash Dave Ramsey” post. Rather, I greatly admire Dave Ramsey and his overall philosophy on personal finance. I’m sure most of you have heard of Dave Ramsey (he seems to be everywhe...
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Luckily, it is possible to remove something from your credit report before 7 years. In fact, it’s smart to remove negative items from your credit report if you’re trying to clean up your credit for a mortgage or car loan...
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When starting your credit repair journey you may be tempted to close credit card accounts, especially if the credit card has negative entries on it, such as a late payment. Cancelling a credit card if you rarely use it or have paid ...
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Late payments can be a big deal, they count significantly toward your credit score calculation. And unfortunately, late payments can stay on your credit report for 7 years. However, in my experience, it’s really not that diffi...
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Forget maxing out your credit cards, here are some easy techniques anyone can use to max out your credit score. Most of these techniques can be used by those who have both good and bad credit. I recommend that you try to do as many ...
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