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What Happens to Your Credit Score When You Cancel a Credit Card?

A wallet or purse that’s overcrowded with too many credit cards can be enough to convince you that it’s time to leave a few cards that are rarely used home. If you’re not using a card at all, you may be thinking of canceling

Best Practices for Using Credit Cards While Traveling Abroad

If you’re old enough to remember using travelers checks on vacation, you’ve probably written a check at the grocery store. Both can seem old-fashioned. Both can still be used today, with travelers checks getting an electronic update that can make them work like a

Pros and Cons of the Debt Snowball

When trying to pay off debt, it can help to have a plan. Instead of paying credit cards, car loans, medical bills and other debts in random amounts each month or splitting your total payment evenly toward them, a plan such as a “debt

How Marriage Can Affect Your Credit Score

Marriage is a union in many ways. Someone’s financial problems that they had before marriage can become part of that union, potentially creating problems for them as a married couple. But the problems may not be as big as you might suspect. Here are

What Credit Card Companies Don’t Want You to Know About Balance Transfers

Paying off your credit card bill and not having a balance is the best way to avoid interest charges. But there’s another way to not pay interest on a credit card balance — a balance transfer. There are right ways and wrong ways to

The Right Way to Build Credit as a College Student

Building good credit in college is one of the best financial moves students can make. Having good credit allows them to qualify for loans, rental applications, auto insurance, phone plans and can help them get a job. Improving a credit score can be a

Why Debit Card Users Are at a Higher Risk for Fraud

Credit card fraud can seem rampant, with almost daily reports on consumers’ identity being stolen or hacked. Credit and debit card fraud totaled $4.5 billion in 2016, though new computer chips on cards are expected to help drop that to $1 billion in 2020,

7 Ways to Protect Your Identity During the Holiday Shopping Season

As easy as it is to get online and browse the internet from the comfort of your couch or at a restaurant with a phone, it isn’t an anonymous experience. Online thieves and even people looking over your shoulder can steal your identity and

How Eviction Can Affect Your Credit Score

Going through an eviction can be the nadir of financial problems. Losing a job, unpaid medical bills and being hounded by bill collectors can be major life events accompanying an eviction. Being evicted from your home or apartment may be the final financial straw

How to Get the Most Cash Back on Your Credit Card

Using a cash-back credit card can seem pretty simple: Use the card to buy things and you’ll get cash back from your credit card company. Getting that free money of 5 percent or even more on every purchase is easy, but there are some