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BetterCreditBlog.org was started by a group of credit experts with the goal of providing accurate and easy-to-digest information about credit improvement and how it relates to personal finance.
In my experience, it is possible to remove collections accounts from your credit report. A collection entry on your credit report will lower your credit score. Often, a collection account will keep you from getting a mortgage or aut...
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If you have recently pulled your credit report and noticed a charge off, you might be wondering how to remove the charge off from your credit report. First, know that a charge off in your credit history is a big deal. It will likely...
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My credit repair journey started when I had a credit score in the 530s. I couldn’t get a credit card, let alone a mortgage loan. That’s when I said enough is enough and set out to learn everything I could about improving...
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Do you need to resuscitate your credit? Doing it yourself will require a lot of time, patience, and determination. You’ll find yourself in awkward phone conversations with debtors on your lunch break every day, and the three credit ...
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If you’re paying off your credit cards to improve your credit score, read this post first. By the end of this post, you’ll know not to automatically close all your paid-off accounts — even when the total balance hits $0....
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Luckily, it is possible to remove something from your credit report before 7 years. In fact, it’s smart to remove negative items from your credit report if you’re trying to clean up your credit for a mortgage or car loan...
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