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5 Credit Card Perks You Should Take Advantage of (and 5 to Avoid)

Figuring out your credit card’s interest rate and what some of the card’s best perks are should be easy. Both should be listed in promotional material, with the interest rate also listed in a separate contract and on billing statements. Other information, such as

Should You Ever Use a Credit Card for Emergencies?

Not having any cash on you or forgetting to pack a lunch can seem like an emergency when you’re hungry at lunchtime. Having a credit card can save the day by paying for a small, manageable expense. A credit card can also come to

Study Reveals How Millennials Handle Their Credit Scores

Millennials have the least understanding of what impacts a credit score than older generations, but that isn’t stopping them from trying to improve their credit, according to a recent study. Millennials (ages 18-34) check their credit scores the most and are the best at

How to Improve Your Partner’s Bad Credit (Without Hurting Yours)

Love can be a source of constant joy, with some frustration mixed in from time to time. If your lover, spouse, significant other, partner — or whatever else you call them — brings bad credit to the relationship, it can be an issue you

Credit Card Companies Decrease Price Protection Benefits. How to Get Some Back

If you’ve ever bought something and then saw the price drop a month later, the feeling that you’ve been gipped a little bit is hard to shake. The $1,200 couch you bought is now $1,000, and maybe the retailer will give you a $200

How Rapid Rescoring Can Boost Your Credit Score by 100 Points

Mortgage lenders check borrowers’ credit reports for a good and simple reason — to ensure they can afford a home loan. But sometimes credit problems are on the reports, which can lead to the loan being denied. Sometimes borrowers know about these problems well

How to Get Your First Credit Card

You probably won’t remember getting your first credit card as much as you do other firsts in life: Date, job, getting your driver’s license, buying a home, and others. But it could set the path for how some other life decisions play out. Your

Can Business Card Cards Hurt Your Personal Credit Score?

A business credit card can be an invaluable tool for business owners. It can allow them to put expenses on credit that can be paid later when they’re paid by customers, making cash flow problems easier to manage. But if not used well, a

Does It Matter Which Debts You Pay off First? It Depends.

Having too many debts can be overwhelming. Which do you pay first? Does it matter? Should you pay the creditor that screams the loudest first? Not necessarily. Some debts should take precedence over others because they can have worse consequences than others. Here are

Is It Better to Pay off Your Credit Card or Keep a Balance?

Credit card users can find themselves looking for every trick in the book to improve their credit score. The biggest and the best way is to pay the balance in full and on time each month. Lesser steps can help also, but the small