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How Marriage Can Affect Your Credit Score

Marriage is a union in many ways. Someone’s financial problems that they had before marriage can become part of that union, potentially creating problems for them as a married couple. But the problems may not be as big as you might suspect. Here are

What Credit Card Companies Don’t Want You to Know About Balance Transfers

Paying off your credit card bill and not having a balance is the best way to avoid interest charges. But there’s another way to not pay interest on a credit card balance — a balance transfer. There are right ways and wrong ways to

The Right Way to Build Credit as a College Student

Building good credit in college is one of the best financial moves students can make. Having good credit allows them to qualify for loans, rental applications, auto insurance, phone plans and can help them get a job. Improving a credit score can be a

Why Debit Card Users Are at a Higher Risk for Fraud

Credit card fraud can seem rampant, with almost daily reports on consumers’ identity being stolen or hacked. Credit and debit card fraud totaled $4.5 billion in 2016, though new computer chips on cards are expected to help drop that to $1 billion in 2020,

7 Ways to Protect Your Identity During the Holiday Shopping Season

As easy as it is to get online and browse the internet from the comfort of your couch or at a restaurant with a phone, it isn’t an anonymous experience. Online thieves and even people looking over your shoulder can steal your identity and

How Eviction Can Affect Your Credit Score

Going through an eviction can be the nadir of financial problems. Losing a job, unpaid medical bills and being hounded by bill collectors can be major life events accompanying an eviction. Being evicted from your home or apartment may be the final financial straw

How to Get the Most Cash Back on Your Credit Card

Using a cash-back credit card can seem pretty simple: Use the card to buy things and you’ll get cash back from your credit card company. Getting that free money of 5 percent or even more on every purchase is easy, but there are some

The Right Way to Ask for a Credit Limit Increase on Your Credit Card

A higher credit limit can come in handy in a number of ways. It can help you pay for something in an emergency, allow you to make large purchases you require, and even improve a credit score. Asking for a higher credit limit, however,

4 Hacks to Never Pay Credit Card Interest Again

Imagine spending $16 more for every $100 purchase. A new pair of shoes, expensive dinner out or just a parking space at a Los Angeles Chargers football game can cost $100. Add $16 to each expense — and we’re not talking taxes — and

What to Do If an Employer Wants to See Your Credit Report

If an employer asks to see your credit score as part of a job application, be wary — for a few reasons. First, it’s illegal for employers to check your credit score. Second, they’re probably confusing a credit score with a credit report, and