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BetterCreditBlog.org was started by a group of credit experts with the goal of providing accurate and easy-to-digest information about credit improvement and how it relates to personal finance.
If you have recently pulled your credit report and noticed a charge off, you might be wondering what that means and how you can get a charge off removed from your credit report. First of all, keep in mind that a charge off entry on ...
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In my experience, it is possible to remove collections from your credit report. A collection entry on your credit report, including medical collections, can severely lower your credit score and in many cases prevent you from obtaini...
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Forget maxing out your credit cards, here are some easy techniques anyone can use to max out your credit score. Most of these techniques can be used by those who have both good and bad credit. I recommend that you try to do as many ...
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One of the first steps I recommend when repairing credit is to pay down any credit accounts where the balance is more than 25% of the account’s credit limit. If you’re not sure what balances are being reported on your cr...
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When starting your credit repair journey you may be tempted to close credit card accounts, especially if the credit card has negative entries on it, such as a late payment. Cancelling a credit card if you rarely use it or have paid ...
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First of all, this isn’t a “bash Dave Ramsey” post. Rather, I greatly admire Dave Ramsey and his overall philosophy on personal finance. I’m sure most of you have heard of Dave Ramsey (he seems to be everywhe...
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