Most trusted credit education resources on the web.
BetterCreditBlog.org was started by a group of credit experts with the goal of providing accurate and easy-to-digest information about credit improvement and how it relates to personal finance.
My credit repair journey started when I had a credit score in the 530s. I couldn’t get a credit card, let alone a mortgage loan. That’s when I said enough is enough and set out to learn everything I could about improving...
Read More
You can fix your credit. Although doing it yourself will require a lot of time, patience, and determination. You’ll find yourself on the phone with creditors at work, after work, on the weekends, and maybe even in your sleep. Not ev...
Read More
If you have recently pulled your credit report and noticed a charge off, you might be wondering how to remove the charge off from your credit report. First, know that a charge off in your credit history is a big deal. It will likely...
Read More
A collection account will lower your credit score and can generally stay on your credit report for up to seven years. Often, a collection entry will even keep you from getting a mortgage or auto loan. To be clear, you can pay a coll...
Read More
Late payments can be a big deal. They count significantly toward your FICO score calculation which so many lenders check when you apply for a loan. However, in my experience, it’s really not that difficult to get late payments remov...
Read More
It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Whate...
Read More
More
