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BetterCreditBlog.org was started by a group of credit experts with the goal of providing accurate and easy-to-digest information about credit improvement and how it relates to personal finance.
In my experience, it is possible to remove collections accounts from your credit report. A collection entry on your credit report will lower your credit score. Often, a collection account will keep you from getting a mortgage or aut...
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Do you need to resuscitate your credit? Doing it yourself will require a lot of time, patience, and determination. You’ll find yourself on the phone with creditors at work, after work, on the weekends, and maybe even in your sleep. ...
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It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Whate...
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If you have recently pulled your credit report and noticed a charge off, you might be wondering how to remove the charge off from your credit report. First, know that a charge off in your credit history is a big deal. It will likely...
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Late payments can be a big deal. They count significantly toward your FICO score calculation which so many lenders check when you apply for a loan. However, in my experience, it’s really not that difficult to get late payments remov...
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My credit repair journey started when I had a credit score in the 530s. I couldn’t get a credit card, let alone a mortgage loan. That’s when I said enough is enough and set out to learn everything I could about improving...
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