5 Worst Credit Mistakes First Time Home Buyers Make
You’ve probably read a lot about dos and don’t when it comes to purchasing a house for the first time, but what I want to discuss in this article is related to credit. Specifically some of the credit mistakes I see people
LVNV Funding – Remove Them From Your Credit Report
LVNV Funding is a collection agency notorious for suing people whose debts they have purchased. If you have recently discovered a LVNV Funding collection on your credit report, or have been contacted by one of their debt collectors, keep reading to learn
Remove Portfolio Recovery From Your Credit Report
If you’re reading this article, you may have recently been contacted by a company called Portfolio Recovery. Portfolio Recovery is a collection agency that specializes in purchasing old debts from companies who have been unable to collect the debt themselves. How Portfolio
5 Guidelines to Follow If You’re Contacted by a Debt Collector
An unexpected call or letter from a debt collector can be quite unsettling. This is especially true when a debt collector starts to get aggressive and threatening, which happens often. Before we get into specifics about dealing with debt collectors, the most
National Debt Relief Review
Many of my readers have asked me about debt settlement companies and if there are any I would recommend. While I’ve touched on the subject in previous posts, I’ve never properly reviewed a reputable debt settlement company such as National Debt Relief.
4 Ways to Rent with Bad Credit
When it comes to housing, having bad credit can be an issue. Not only does having bad credit make it more difficult to get a mortgage to buy a house, it can also cause problems when it comes to renting. While it
3 Ways to Remove Alliance One From Your Credit Report
Alliance One is known as one of the largest and most aggressive collection agencies. If you’ve recently had to deal with them, you may be wondering if it’s possible remove Alliance One from your credit report. Luckily, there are ways to deal
Can You Get a Mortgage with Bad Credit?
Many people with bad credit don’t even bother applying for a mortgage because they assume that they’ll instantly be denied. The truth is, there are options when it comes to getting a mortgage with bad credit. How to Get a Mortgage with
How Long Hard Inquiries Stay on Your Credit
Hard inquiries stay on your credit for 2 years. However, that doesn’t mean a hard inquiry negatively affects your credit for 2 years. Rather, a hard inquiry will only affect your credit for up to 12 months. Even then, hard inquiries only
Verizon Collections – How to Get Rid of Them for Good
Most of you are probably reading this because you have a bill that’s gone into Verizon collections. The first thing you need to find out is if the collection has been reported on your credit report. If you haven’t already, pull a