Most trusted credit education resources on the web.
BetterCreditBlog.org was started by a group of credit experts with the goal of providing accurate and easy-to-digest information about credit improvement and how it relates to personal finance.
Late payments can be a big deal. They count significantly toward your FICO score calculation which so many lenders check when you apply for a loan. However, in my experience, it’s really not that difficult to get late payments remov...
Read More
A collection account will lower your credit score and can generally stay on your credit report for up to seven years. Often, a collection entry will even keep you from getting a mortgage or auto loan. To be clear, you can pay a coll...
Read More
It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Whate...
Read More
If you have recently pulled your credit report and noticed a charge-off, you might be wondering how to remove the charge-off from your credit report. First, know that a charge-off in your credit history is a big deal. It will most l...
Read More
If you’re ready to tackle improving your credit, a credit repair service can help save you time, energy, and a whole lot of hassle. Credit repair companies challenge items on your credit report that are inaccurate, incomplete,...
Read More
My credit repair journey started when I had a credit score in the 530s. I couldn’t get a credit card, let alone a mortgage loan. That’s when I said enough is enough and set out to learn everything I could about improving...
Read More
More
