Better Credit Blog | Credit Help For Bad Credit

6 Best Credit Repair Companies – Updated May 2022

Having a bad credit score can make life extremely difficult, and repairing it can be a huge and stressful job. So, if you’re in this situation, what do you do? But, if the priority is getting your credit score back into shape, you m...

Does Closing a Credit Card Hurt Your Credit Score?

When starting your personal finance repair journey you may be tempted to close credit card accounts, especially if the credit card has a negative impact on it, such as a late payment. Canceling a credit card if you rarely use it or ...

Credit Utilization: Maintaining The Right Credit Balance to Li...

If you’re paying off your credit cards to improve your credit score, read this post first. By the end of this post, you’ll know not to automatically close all your paid-off accounts — even when the total balance hits $0....

5 Amazingly Simple Techniques to Optimize Your Credit Score

Forget maxing out your credit cards, here are some easy techniques anyone can use to optimize your credit score. Most of these techniques can be used by those who have both good and bad credit. I recommend that you try to do as many...

What Your Credit Score Range Means

My credit repair journey started when I had a credit score in the 530s. I couldn’t get a credit card, let alone a mortgage loan. That’s when I said enough is enough and set out to learn everything I could about improving...

How To Remove Negative Items From Your Credit Report

It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Whate...

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