Chase

Chase Bank, as one of the largest banks in the country, has an extremely large portfolio of products. These products range everywhere from credit cards to savings accounts to mortgage loans. That said, Chase does not currently offer personal loans.

Even if you have perfect credit, Chase simply doesn’t provide personal loans as one of their products.

Chase doesn’t offer very many products geared towards people with bad credit, such as secured credit cards. When you have bad credit, you really need to be looking at companies that work specifically with people who have less than perfect credit.

The main reason for this is that these companies will generally offer better deals to customers with bad credit than companies whose products are more geared towards people with good credit.

For this reason, I’ve picked a few companies that I believe provide the best personal loans for people with bad credit.

Let’s get into my top picks.

PersonalLoans.com

PersonalLoans.com is my #1 picks for personal loans for people with bad credit mainly because the loan process is so quick and easy. In addition, they are one of the fastest companies to send out your money.

Basically you go to their website, fill out the form, and they will match you with lenders who will fund your loan.

Once you’re approved, you receive your funds in one day.

Loan repayment periods are usually between 6 and 72 months, it really just depends on the terms you want. APR will be between 5.99% and 35.99% depending on your credit situation. Obviously the worse you credit score, the higher the rate.

PersonalLoans.com

PersonalLoans.com specifically connects with a number of lenders who exclusively work with people who have bad credit, which is quite unique when it comes to these types of platforms. And that’s why this is my #1 pick.

Visit PersonalLoans.com →

 

BadCreditLoans.com

bad credit loans
BadCreditLoans.com is another option when it comes to getting a personal loan when you have bad credit.

Just like PersonalLoans.com, BadCreditLoans.com is also a platform that connects you to lenders through a single loan application. Again, this makes the process extremely straight forward. Once you’re approved, you can expect to receive your money with a day or two.

What makes this company different from PersonalLoans.com is I generally recommend this service for people with really bad credit —that is, a credit score under 580. BadCreditLoans.com is specifically built for people with bad credit (hence the name).

With that in mind, it’s a really great service and many of my readers have said they’ve had positive experiences with their loan process.

Visit BadCreditLoans.com →