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5 Best Credit Repair Tips

If you’re coming out of bankruptcy, foreclosure or simply don’t have a very good credit score, there are plenty of things that you can do in order to boost your score. Some are pretty intuitive while others may not come to mind right away. Below, however, are

Why You Should Be Using a Credit Monitoring Service

Some people think that credit monitoring services are only necessary for those with particularly troubled credit history, but that’s not the case at all. In fact, it’s just as important to use a credit monitoring service in order to maintain a pristine credit rating as it is

How to Negotiate With Creditors

If you are struggling to make your credit card payments or to pay off other debts, it may be time to start negotiating with creditors in order to avoid bankruptcy proceedings. You need to be prepared though, as they are used to people requesting some sort of

Progress Platinum Elite MasterCard Secured Credit Card Review

As part of my secured credit card review series, today I’ll be reviewing the Progress Platinum Elite MasterCard Secured Credit Card. One of the reasons I review secured credit cards is because getting a secured credit card is an integral part of how I teach credit repair.

How to Fix Your Credit for a Mortgage Loan

One of the main reasons that people worry about their credit scores comes down to their ability to get a mortgage loan when it is time to buy a house. Obviously, that’s a major life milestone that people don’t want to see pushed back, so they want

How Secured Credit Cards Help You Repair Your Credit

There’s an age old saying that, “it takes money to make money.” Well, it also applies to credit cards and credit scores, as you have to have a card to rehabilitate your credit score. Of course, if your score is too low, then you will likely be

Credit Repair After Bankruptcy

One of the most difficult things about bankruptcy is the time that comes right after the process itself is completed. As much as it can be a relief to be out of debt so that you can get on with the rest of your life, it is

Open Sky Secured Visa Credit Card Review 2013

As a lot of you know, I’m a big advocate of using a secured credit card to repair your credit. The great thing about secured credit cards is that almost everybody gets approved, even if you have bad credit. You then get the benefit of having a

How to Get Something Removed from Your Credit Report

Luckily, it is possible to remove something off your credit report without having to wait 7 years for it to delete automatically. It’s smart to remove something from your credit report if you’re trying to clean up your credit report for a mortgage or car loan. Perhaps

What Your Credit Score Range Means

Credit score ranges can sometimes be confusing. The best way to determine if you have a good credit score is to use the credit score ranges above as a guide. This is similar to how lenders and credit card companies will look at your credit score to