How Collection Agencies Work

You may not know it when a debt collector calls, but some have bigger incentives than others for pushing you to pay. There are two types of collection agencies: Ones that are hired by creditors to collect debts, and those that buy old debts from original creditors for …

How Medical Credit Cards Work

Being told by a dentist that you need a root canal is bad enough. Figuring out how to pay for it only adds to the pain. Some dentists and other health care professionals such as eye doctors, audiologists and even veterinarians offer medical credit cards to help patients …

How Unpaid Medical Bills Affect Your Credit

The possibility of not being able to pay your medical bill is one of the last things on your mind when you’re at a hospital emergency room. And how that unpaid medical bill could affect your credit score is probably much less of a concern. But even a …