Credit Repair 101

We normally associate credit repair with people who have bad credit. Closer to the truth, however, is that nearly everyone needs to engage in credit repair at some time in their lives, and occasionally more than once. Sure, it’s usually most necessary for those with low credit scores. …

A Guide to Auto Loans in 2019

One of the benefits of auto loans – which can actually be a problem – is that they’re so easy to get. A problem? Most auto loans are straightforward. But there are various types of auto loans that contain different provisions. If you don’t know what they are, …

3 Credit Bureaus

Many consumers believe they have a credit score, as in one score. And while a particular lender may focus on a single score, the reality is everyone has at least three scores. That’s because there are three major credit bureaus, and each issues its own credit score. It’s …

What Is Bankruptcy?

If you get too deep in debt, your income collapses, or you experience a major life crisis, you may need to consider bankruptcy. It’s a difficult process, but it may be completely necessary if you see no way out of your current debt problems. There will be credit …

You Lost Your Credit Card. Now What?

Losing something can put you in a panic. If it’s a credit card, losing it can be especially troublesome. A thief who steals it or someone finds it could ring up charges on your credit card, which you may have to pay some of if you don’t report …