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This is How Credit Cards Will Work in the Future

It used to be embarrassing to buy a pack of gum or other small purchase with a credit card. Not anymore. It’s common to see people pull a credit card out to buy something for $5 or less when they don’t have cash on

How To Use The Fair Credit Reporting Act To Your Advantage

Using a credit card is easy — you use the card to buy things and then pay the credit card bill. A credit card can sometimes be difficult, however, when dealing with your credit file. From a  missed payment to a loan that isn’t

Can You Buy Bitcoin with a Credit Card?

If you’re going to join the roller coaster ride of investing in Bitcoin or other cryptocurrencies, buying virtual currency can take more effort than it does to make typical investments online. You’ll likely have to buy it through an exchange — a website to

5 Credit Card Perks You Should Take Advantage of (and 5 to Avoid)

Figuring out your credit card’s interest rate and what some of the card’s best perks are should be easy. Both should be listed in promotional material, with the interest rate also listed in a separate contract and on billing statements. Other information, such as

Should You Ever Use a Credit Card for Emergencies?

Not having any cash on you or forgetting to pack a lunch can seem like an emergency when you’re hungry at lunchtime. Having a credit card can save the day by paying for a small, manageable expense. A credit card can also come to

Study Reveals How Millennials Handle Their Credit Scores

Millennials have the least understanding of what impacts a credit score than older generations, but that isn’t stopping them from trying to improve their credit, according to a recent study. Millennials (ages 18-34) check their credit scores the most and are the best at

How to Improve Your Partner’s Bad Credit (Without Hurting Yours)

Love can be a source of constant joy, with some frustration mixed in from time to time. If your lover, spouse, significant other, partner — or whatever else you call them — brings bad credit to the relationship, it can be an issue you

Credit Card Companies Decrease Price Protection Benefits. How to Get Some Back

If you’ve ever bought something and then saw the price drop a month later, the feeling that you’ve been gipped a little bit is hard to shake. The $1,200 couch you bought is now $1,000, and maybe the retailer will give you a $200

How Rapid Rescoring Can Boost Your Credit Score by 100 Points

Mortgage lenders check borrowers’ credit reports for a good and simple reason — to ensure they can afford a home loan. But sometimes credit problems are on the reports, which can lead to the loan being denied. Sometimes borrowers know about these problems well

How to Get Your First Credit Card

You probably won’t remember getting your first credit card as much as you do other firsts in life: Date, job, getting your driver’s license, buying a home, and others. But it could set the path for how some other life decisions play out. Your