Mistakes

5 Worst Credit Mistakes First Time Home Buyers Make

You’ve probably read a lot about dos and don’t when it comes to purchasing a house for the first time, but what I want to discuss in this article is related to credit. Specifically some of the credit mistakes I see people make when

10 Newbie Mistakes to Avoid When Repairing Your Credit

When I started my credit repair journey almost 10 years ago I really had no idea what I was doing. Unfortunately there wasn’t a lot of reliable information about improving your credit back then so I basically learned through trial and error. Part of

My Fifth Mistake: I started applying for credit too quickly

Many people are under the impression that once they fix (or remove) all of the bad records from their credit report (such as charge offs and late payments), they will have good credit. While ridding oneself of negative credit report records may relieve a

My Fourth Mistake: I Closed Credit Card Accounts

When starting your you may tempted to close credit card accounts, especially if the credit card has negative entries on it such as a late payment. This is a bad idea. It’s actually better for your credit score in most cases if you keep

My First Mistake: I Put Off Getting Started

I am tempted to say, “Well, you’re here reading this blog so you have begun the process of improving your credit score.” I’ll keep it in these deceptive quotes however –for two reasons. First, it’s too cliche. Second, it’s pretty much bullshit when it