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Credit Repair After Bankruptcy

One of the most difficult things about bankruptcy is the time that comes right after the process itself is completed. As much as it can be a relief to be out of debt so that you can get on with the rest of your

How To Build Credit When You Don’t Have Any

There is a lot of outdated crap on the internet about how to build credit when you don’t have any and I’m tired of hearing the same stuff over and over. I’m going to tell you the best way to build credit. It’s actually

Creditor Reported Late Payment Less Than 30 Days

Question I had a bill due around May 2nd, but was not able to pay the bill until May 29th. However, the creditor reported it on my credit report as a late payment. I heard that the creditor only shows deliquencies after 30 days.