Credit
Latest in Credit
Removing Collections from Your Credit Repo...
Removing A Charge-Off From Your Credit Rep...
About Credit Freezes and Fraud Alerts
What is a Good Credit Score Range?
How Your Credit Score Affects Your Mortgag...
All Articles about Credit
Why is my credit score low after getting a credit card?
Ironically, even when a credit card issuer checks your credit history and approves you, your credit score still drops by a few points. This is because they’ve had to run a hard credit check or inquiry so they could see your fu...
Credit Repair Facts and Statistics
Credit has become integral to how the world works. We use it in our daily lives in many forms, including mortgages, car loans, and credit cards. The amount you can access depends on your credit report and your credit score. That’s w...
How To Get Preapproved For A Home Loan
Preapproval is usually the first step in getting a home loan or mortgage. You don’t have to go through this process, but it’s often a good idea. That’s because preapprovals involve only soft credit checks and can help you avoid hard...
When to Refinance Your Mortgage
When you refinance a mortgage, you’re taking out a new loan with more favorable terms to pay off a mortgage you already have. For most borrowers, the best time to do this is when you can get an interest rate that’s lower than the on...
Does Checking Your Credit Score Lower It?
The answer is yes and no. Lenders and credit card issuers carry out two types of checks on your credit. The first, a soft credit check, doesn’t impact your credit score at all. The second, a hard check, knocks a few points off your ...
How To Remove BGE Collections From Your Credit Report
Is BGE Collections lowering your credit score? BGE Collections is a debt collection agency. If you fell behind on power payments from Baltimore Gas and Electric Company, their collections department could contact you. Along with con...
What is Macys DSNB on My Credit Report?
Did you apply for a Macy’s credit card in the last two years? If so, you shouldn’t be alarmed when you see a Macys DSNB entry on your credit report. Because applying for new credit results in a hard inquiry, and it may have a small ...
What is NTB/CBNA on My Credit Report?
If you have a new entry from NTB/CBNA on your credit report, it’s important to understand how it got there. Representing National Tire & Battery and Citibank, the entry is probably a hard inquiry. An inquiry from NTB/CBNA is typ...
What Is A Microbilt Credit Inquiry on My Credit Report?
Is a Microbilt credit inquiry lowering your credit score? If you’ve come across a new entry on your credit report from Microbilt, it’s probably the result of a recent application for a loan or credit card. Credit applications result...
What is RentGrow on My Credit Report?
Are you curious about a new entry from RentGrow on your credit report? While you might expect to see a hard inquiry on your credit report when you apply for a mortgage, you might be surprised to discover the same type of entry when ...