Credit
Latest in Credit
Removing Collections from Your Credit Repo...
Removing A Charge-Off From Your Credit Rep...
About Credit Freezes and Fraud Alerts
What is a Good Credit Score Range?
How Your Credit Score Affects Your Mortgag...
All Articles about Credit
10 Credit Hacks to Improve Your FICO Score
Most of you who have been reading this blog for a while know that I prescribe a very detailed and specific method for improving your credit score quickly – but I also have some credit hacks to best optimize your FICO credit sc...
What Affects Your Credit Score?
Credit scores affect almost every aspect of your personal finance life, but what affects them? While some factors that impact your own credit score are obvious, like your monthly payment history, others might surprise you. ThereR...
What to Do if Your Social Security Number Is Stolen
In today’s digital world, your personal details, like your date of birth, name, address, and Social Security number, define who you are. Of these pieces of information, your Social Security number is crucial for things like getting ...
How to File a Dispute with TransUnion
For most of us, working hard to achieve and maintain a good credit score is an inescapable part of modern life. Checking the credit reports of potential employees (with their permission) is an established practice for businesses. In...
AnnualCreditReport.com – 2022 Review
AnnualCreditReport.com is there to provide you with a free credit report once every twelve months during regular times, but due to the COVID-19 pandemic, the site is offering free weekly credit reports to anyone who signs up. Person...
How To Read Your Credit Report
When you learn how to read your credit report you can find credit reporting errors quickly — before they hurt your borrowing power. Don’t feel bad if your credit report makes little to no sense. These complex records con...
How to Remove a Repossession From Your Credit Reports
When you stop making payments on an auto loan, the lender will take the vehicle back. In lending terms, this is called repossession. Read on to find out how to remove an invalid repossession from your credit report. A repossession c...
How To Remove A Bankruptcy From Your Credit Report
Bankruptcy can be scary, but it’s important that you arm yourself with as much information as possible to navigate the process. In this article, we’ll walk you through some of the most commonly asked questions about bankruptcy, how ...
How To Remove Portfolio Recovery From Your Credit Report
If you’re reading this article, I bet you’ve recently been contacted by a company called Portfolio Recovery Associates—and you may be wondering how to remove them from your credit report. Portfolio Recovery Associates, LLC, is...
How To Remove Negative Items From Your Credit Report
It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Whate...