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How to Negotiate a Debt Settlement

How to Negotiate a Debt Settlement

When you can’t afford to pay your debts, you may want to negotiate a debt settlement agreement with your creditors or with a collection agency. Negotiating a settlement could close your past-due account, but even a fair settle...

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How Car Dealerships Rip You Off

How Car Dealerships Rip You Off

There are still tricks on how car dealerships rip you off, whether in the showroom or online. Car buyers enjoy a more convenient shopping experience, whether car shoppers are searching for used cars or new vehicles thanks to the int...

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How to Get a Credit Card For a New U.S. Immigrant

How to Get a Credit Card For a New U.S. Immigrant

Knowing how to get a credit card for a new U.S. immigrant is vital. Getting a credit card can be difficult for immigrants who are new to the United States, whether they’re recent arrivals or legal, permanent residents who have been ...

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Can You Pay Taxes With a Credit Card?

Can You Pay Taxes With a Credit Card?

A large percentage of U.S. taxpayers get a tax refund from the federal government each year, but if you are part of the percentage who owe, you may be wondering can you pay taxes with a credit card? In 2020, for the 2019 tax season,...

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Pros and Cons of the Debt Snowball Method

Pros and Cons of the Debt Snowball Method

When trying to pay off debt, it can help to have a plan. Instead of paying credit cards, car loans, medical bills, and other debts in random amounts each month or splitting your total payment evenly toward them, a plan such as a “de...

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What Happens To Your Credit When You Get Married?

What Happens To Your Credit When You Get Married?

Marriage is a union in many ways, and some are worried as to what happens to your credit when you get married. One partner’s credit problems can become part of the union, creating new personal finance challenges for the married coup...

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