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How to Negotiate a Debt Settlement
When you can’t afford to pay your debts, you may want to negotiate a debt settlement agreement with your creditors or with a collection agency. Negotiating a settlement could close your past-due account, but even a fair settle...
How Car Dealerships Rip You Off
There are still tricks on how car dealerships rip you off, whether in the showroom or online. Car buyers enjoy a more convenient shopping experience, whether car shoppers are searching for used cars or new vehicles thanks to the int...
Credit Card Hardship Program | The Secret Your Credit Card Com...
Being at the bottom of a pile of credit card debt can be overwhelming. Making just the minimum monthly payment can be difficult. Chances are your credit card company has a solution that it’s probably not going to offer to you unless...
Credit Card Chips | Are They Working to Prevent Fraud?
Those annoying, beeping, and longer stays at the checkout counter when inserting a chip credit card into a clunky machine that may or may not work are paying off in one big way — less fraud. Chip cards, also known as “EMV” cards for...
How Does Co-Signing a Student Loan Affect My Credit?
Parents co-signing a student loan for their children can make it easier for the loan to be approved and can reduce the interest rate. But it can leave parents with a lower credit score, make qualifying for a mortgage or other loan m...
How to Get a Credit Card For a New U.S. Immigrant
Knowing how to get a credit card for a new U.S. immigrant is vital. Getting a credit card can be difficult for immigrants who are new to the United States, whether they’re recent arrivals or legal, permanent residents who have been ...
Can You Pay Taxes With a Credit Card?
A large percentage of U.S. taxpayers get a tax refund from the federal government each year, but if you are part of the percentage who owe, you may be wondering can you pay taxes with a credit card? In 2020, for the 2019 tax season,...
Pros and Cons of the Debt Snowball Method
When trying to pay off debt, it can help to have a plan. Instead of paying credit cards, car loans, medical bills, and other debts in random amounts each month or splitting your total payment evenly toward them, a plan such as a “de...
What Happens To Your Credit When You Get Married?
Marriage is a union in many ways, and some are worried as to what happens to your credit when you get married. One partner’s credit problems can become part of the union, creating new personal finance challenges for the married coup...
Balance Transfer Tricks | What Credit Card Companies Don’...
Paying off your credit card bill and not having a balance is the best way to avoid interest charges – and one great way to avoid interest is to have one of these balance transfer tricks up your sleeve! There are right ways and...