Better Credit Blog
Latest
Removing Collections from Your Credit Repo...
Learn How to Negotiate With Debt Collector...
Removing A Charge-Off From Your Credit Rep...
The Best Auto Loan Companies of 2022 ̵...
How Does Mortgage Refinance Work?
All Articles about
Soft Inquiry Vs. Hard Inquiry
Sometimes it’s the little things in life that can make all the difference. A small ding to your credit score can drop it just enough from being in the excellent credit score range to the good score range. That can be enough to cause...
How to Remove FedLoan Servicing From Your Credit Report
FedLoan Servicing is a company that manages federal student loan repayments on behalf of the U.S. Department of Education. If you’re reading this, you’ve probably been contacted by this student loan servicer about a federal student ...
How to Remove Nelnet Collections From Your Credit Report
5Nelnet – or the National Education Loan Network – is a Nebraska-based student loan company that services roughly 20% of all student loan payments funded through the Department of Education. But you’re not here to ...
This Future of Credit Cards
It used to be embarrassing to buy a pack of gum or other small purchase with a credit card. Not anymore. It’s common to see people pull a credit card out to buy something for $5 or less when they don’t have cash on hand. Small purch...
Fair Credit Reporting Act
Knowing your consumer rights under the Fair Credit Reporting Act or FCRA is vital when dealing with credit issues. Using a credit card is easy — you use the card to buy things and then pay the credit card bill. A credit card can som...
Should You Ever Use a Credit Card for Emergencies?
Not having any cash on you or forgetting to pack a lunch can seem like an emergency when you’re hungry at lunchtime. Having a credit card for emergencies can save the day by paying for a small, manageable expense. A credit card can ...
Rapid Rescoring Can Boost Your Credit Score!
Rapid rescoring can help boost your credit score by up to 100 points in just a few days. Mortgage lenders check borrowers’ credit reports for a good and simple reason — to ensure they can afford a home loan. But sometimes credit pro...
Do Business Credit Cards Affect Your Personal Credit?
A business credit card can be an invaluable tool for business owners. But, do business credit cards affect your personal credit? If not used well, a business credit card can cause the small business owner’s credit score to drop, aff...
Does It Matter What Debt to Pay Off First?
Having too many debts can be overwhelming. So, what debt to pay off first? Does it matter? Should you pay the creditor that screams the loudest first? Not necessarily. What Debt To Pay Off First While Dave Ramsey’s debt snowba...
How Debt Affects Your Credit Score
The average indebted household that doesn’t pay credit cards in full each month carries $8,683 in credit card debt. Eventually, that debt affects the card members’ credit scores. A credit score impacts the ability to borrow money, l...