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Credit Score

What Is The Average Credit Score?



We all get to a point in our life where we have to think about our credit score, whether it be to buy your first car, get your first credit card, or purchase a home.

You hope you have a good enough credit score to have a great rate and a low payment.

What Is the Average Credit Score In The U.S.?

According to Experian, the average credit score in the U.S. in 2019 was 703.

This average varies by state with Minnesota having the highest average credit score in 2019 of 733 and Mississipi having the lowest average credit score at 667.

Credit Scores Range

Your credit score can range anywhere from 300 to 850.

  • 300 indicates horrible credit
  • 850 indicates perfect credit (I doubt anyone actually has an 850 credit score)

You can also have a credit score of 0, but this isn’t included in the range because it would simply mean that you have no credit.

Where Do You Stand?

To see where you stand, check out my article What Your Credit Score Range Means

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