Author: Ryan Greeley

Ryan Greeley is the Editor-In-Chief of BetterCreditBlog.org, where he oversees publishing and content creation. In addition, Ryan has written about credit extensively over the past 10 years for publications such as Lifehacker, BuzzFeed, and The Huffington Post.

What is a Mortgage?

A mortgage may seem like a pretty simple undertaking. And at its core, that’s certainly true. It’s simply financing used to either acquire a home or refinance existing financing. But as the saying goes, the devil’s in the details, and when it comes to mortgages there is an …

What is Identity Theft?

Somewhere in the United States, a criminal is stealing someone’s identity as you read this sentence. Identity theft is a major crime that occurs all too often, leaving its victims in financial distress. Though criminals use technology tactfully to perpetrate identity theft on a global scale, there are …

Best Credit Cards of 2019

Is there one very best credit card somewhere out there? There certainly are a lot of very good cards, but it’s virtually impossible to pinpoint which one is the best. The credit card industry has seriously evolved in the past couple of decades. They moved well beyond the …

Credit Repair 101

We normally associate credit repair with people who have bad credit. Closer to the truth, however, is that nearly everyone needs to engage in credit repair at some time in their lives, and occasionally more than once. Sure, it’s usually most necessary for those with low credit scores. …

A Guide to Auto Loans in 2019

One of the benefits of auto loans – which can actually be a problem – is that they’re so easy to get. A problem? Most auto loans are straightforward. But there are various types of auto loans that contain different provisions. If you don’t know what they are, …

3 Credit Bureaus

Many consumers believe they have a credit score, as in one score. And while a particular lender may focus on a single score, the reality is everyone has at least three scores. That’s because there are three major credit bureaus, and each issues its own credit score. It’s …

What Is Bankruptcy?

If you get too deep in debt, your income collapses, or you experience a major life crisis, you may need to consider bankruptcy. It’s a difficult process, but it may be completely necessary if you see no way out of your current debt problems. There will be credit …