Author Archive

3 Ways to Remove a Foreclosure From Your Credit Report

How to remove a foreclosure from your credit report Unlike removing late payments and collections, it can be a challenge to remove a foreclosure from your credit report without the aid of a professional. That being said, it is possible if you follow the

5 Things You Should Never Reveal to a Debt Collector

I’ve been preaching about the dangers of debt collectors for years on this blog but I still get emails from readers who end up getting in trouble with collectors. If you want to get an idea of how bad these people can be, check

How to Remove Tax Liens From Your Credit Report

I often get emails from readers of this blog who assume that it’s impossible to get a tax lien removed because it involves the government and the IRS. This couldn’t be further from the truth. In fact, in the case of getting a tax

Improve Your Credit Score by 100 Points in Less Than a Month

In most cases you can easily improve your credit score by at least 100 points within a month. The key to doing this is focus, organization, and having the right techniques. I have counseled thousands of people over the years on how to successfully

3 Steps to Remove Judgments From Your Credit Report

It’s not impossible to remove judgments from your credit report In my experience it’s not very difficult to remove judgments from your credit report as long as you follow the proper steps. Many of my readers assume that it’s impossible to have judgements removed

Why You Shouldn’t Believe The “Good Debt” Myth

Debt is a controversial subject so let’s get into it. When people talk about “good debt” they usually mean debt that creates value. In other words, it’s debt that will hopefully create wealth sometime in the future. An example that’s often used is a

A Regretful Debt Collector Tells Me His Story

Before I get into my interview with a former debt collector, I’d like to give you the back story as to how this all happened. A couple of weeks ago I received an email from a guy who said he was a debt collector

How I Get 15% Off Most of My Amazon Purchases

I spend a ridiculous amount of money at Amazon. In fact, I’ll often times use the free two day shipping with my Prime membership to order something rather than drive across town to pick it up. It’s not just because it’s usually cheaper, but

UNITY Visa Secured Credit Card – It’s Comeback Time!

Another day, another excellent secured credit card to share with you. They call it the Comeback card and it’s a doozy! I’m reviewing all the best secured credit cards for all you out there who need to improve your credit score. Today’s review is

Green Dot primor Secured Visa Classic Card Review 2018

Over the past couple of months I’ve been reviewing what I consider the best credit cards for people who have bad credit. As part of my secured credit card review series, I’m going to review the new Green Dot primor Secured Visa Classic Card.