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You’ve just received a letter from a debt collector demanding that you pay a debt that’s years old. Perhaps you don’t even remember the debt. What’s the best way to handle this situation? Why am I being contacted about an old debt?

Back in the day becoming an authorized user on another person’s credit card was a great way build and even rebuild your credit. Things have changed in recent years and even though being an authorized user is a great tool for building

Everybody knows that American Express has some of the best credit cards out there, but I think you’ll really like this new card they’ve just put out. It’s called American Express Essential and I’ve just had a chance to check it out.

Let’s talk about debt collections. Many of the visitors to this blog ask me about collections. For example, what exactly is a collection, how do they affect your credit score, etc, etc. I want to dedicate an entire article to debt collections

Before you make any big decisions like hiring a debt settlement company to attempt to settle your debts, it’s important that you understand how it works, what you’re getting into, and the other options you may have. Debt settlement can have a

Many of my readers come across this blog because they’ve just been denied for a mortgage and they need help figuring out what to do next. There is nothing more disappointing than finally being ready to buy a home only to be

I’ve been preaching about the dangers of debt collectors for years on this blog but I still get emails from readers who end up getting in trouble with collectors. If you want to get an idea of how bad these people can