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Fraud Alert Vs. Credit Freeze Vs. Credit Lock – What Are the Differences?

In the wake of the Equifax data breach that the credit bureau announced in September that left millions of people with stolen identifying information from their credit data, consumers have been warned to take extra steps to protect their personal information. Checking a credit

Let’s Face It – Social Security Numbers are Obsolete

The nine most protected numbers that you probably have memorized and try not to give out too often aren’t as secure as you might think. The data breach in September of Equifax, one of the three major credit bureaus, led to Social Security numbers,

How Collection Agencies Work

You may not know it when a debt collector calls, but some have bigger incentives than others for pushing you to pay. There are two types of collection agencies: Ones that are hired by creditors to collect debts, and those that buy old debts

How Medical Credit Cards Work

Being told by a dentist that you need a root canal is bad enough. Figuring out how to pay for it only adds to the pain. Some dentists and other health care professionals such as eye doctors, audiologists and even veterinarians offer medical credit

How Unpaid Medical Bills Affect Your Credit

The possibility of not being able to pay your medical bill is one of the last things on your mind when you’re at a hospital emergency room. And how that unpaid medical bill could affect your credit score is probably much less of a