Author: Aaron Crowe
Aaron Crowe is a journalist who specializes in personal finance. He has written for AOL Real Estate, HSH.com, US News & World Report, Wisebread, LearnVest, AOL Daily Finance, AARP, Wells Fargo, Allstate, the USC Marshall School of Business, and Credit.com, as well as other insurance, credit and investment websites. Check out his website at
AaronCrowe.net.
A debt settlement offer to pay off a credit card with less money than what you owe can seem like a gift. Settling a $6,000 credit card bill for $4,000, for example, leaves you with $2,000 in debt that you don’t have to pay. Instead of being in …
Losing something can put you in a panic. If it’s a credit card, losing it can be especially troublesome. A thief who steals it or someone finds it could ring up charges on your credit card, which you may have to pay some of if you don’t report …
Getting loans, credit cards and other types of credit can be difficult for borrowers without a good credit history. Trying to get approved for credit can be a sort of Catch-22: Creditors want proof that you’ve handled a credit card well before, but without a credit card already …
If you don’t have any cash on you, walking by an ATM without enough money in your bank account to cover a withdrawal can be frustrating Many credit cards, however, can be used to withdraw cash from an ATM, whether it’s your bank or not. Just like that, …
Sometimes it’s the little things in life that can make all the difference. A small ding to your credit score can drop it just enough from being in the excellent credit score range to the good score range. That can be enough to cause lenders to charge you …
Paying your bills on time, not maxing out your credit cards, and having a good track record of managing debt responsibly are some basic and obvious things that affect a credit score. Some other financial transactions, however, don’t hurt it at all. You may even be surprised by …
From your PayPal login to access to your Amazon and Airbnb accounts and basic financial details tied to your credit cards — among dozens of other logins — your entire online identity is worth about the price of a new iPhone X. It’s pretty cheap for a thief …
It used to be embarrassing to buy a pack of gum or other small purchase with a credit card. Not anymore. It’s common to see people pull a credit card out to buy something for $5 or less when they don’t have cash on hand. Small purchases are …
Using a credit card is easy — you use the card to buy things and then pay the credit card bill. A credit card can sometimes be difficult, however, when dealing with your credit file. From a missed payment to a loan that isn’t yours that’s incorrectly listed …
If you’re going to join the roller coaster ride of investing in Bitcoin or other cryptocurrencies, buying virtual currency can take more effort than it does to make typical investments online. You’ll likely have to buy it through an exchange — a website to trade one currency for …
