Monthly Archive:: November 2018

How to Establish Credit with a Credit Builder Loan

Getting loans, credit cards and other types of credit can be difficult for borrowers without a good credit history. Trying to get approved for credit can be a sort of Catch-22: Creditors want proof that you’ve handled a credit card well before, but without

How to Get a Credit Card Cash Advance at an ATM

If you don’t have any cash on you, walking by an ATM without enough money in your bank account to cover a withdrawal can be frustrating Many credit cards, however, can be used to withdraw cash from an ATM, whether it’s your bank or

Soft Vs. Hard Inquiry – What’s the Difference?

Sometimes it’s the little things in life that can make all the difference. A small ding to your credit score can drop it just enough from being in the excellent credit score range to the good score range. That can be enough to cause

7 Surprising Things That Won’t Affect Your Credit Score

Paying your bills on time, not maxing out your credit cards, and having a good track record of managing debt responsibly are some basic and obvious things that affect a credit score. Some other financial transactions, however, don’t hurt it at all. You may

Should You Tell Your Partner About Your Debt?

Not picking up the check at dinner, having bad breath or being late may be excusable on a first date, but one thing isn’t — having too much credit card debt, according to a survey. The average amount of credit card debt that’s considered