Monthly Archive:: January 2018

Pros and Cons of the Debt Snowball

When trying to pay off debt, it can help to have a plan. Instead of paying credit cards, car loans, medical bills and other debts in random amounts each month or splitting your total payment evenly toward them, a plan such as a “debt

How Marriage Can Affect Your Credit Score

Marriage is a union in many ways. Someone’s financial problems that they had before marriage can become part of that union, potentially creating problems for them as a married couple. But the problems may not be as big as you might suspect. Here are

What Credit Card Companies Don’t Want You to Know About Balance Transfers

Paying off your credit card bill and not having a balance is the best way to avoid interest charges. But there’s another way to not pay interest on a credit card balance — a balance transfer. There are right ways and wrong ways to

The Right Way to Build Credit as a College Student

Building good credit in college is one of the best financial moves students can make. Having good credit allows them to qualify for loans, rental applications, auto insurance, phone plans and can help them get a job. Improving a credit score can be a