Yearly Archive:: 2018

You Lost Your Credit Card. Now What?

Losing something can put you in a panic. If it’s a credit card, losing it can be especially troublesome. A thief who steals it or someone finds it could ring up charges on your credit card, which you may have to pay some of

How to Establish Credit with a Credit Builder Loan

Getting loans, credit cards and other types of credit can be difficult for borrowers without a good credit history. Trying to get approved for credit can be a sort of Catch-22: Creditors want proof that you’ve handled a credit card well before, but without

How to Get a Credit Card Cash Advance at an ATM

If you don’t have any cash on you, walking by an ATM without enough money in your bank account to cover a withdrawal can be frustrating Many credit cards, however, can be used to withdraw cash from an ATM, whether it’s your bank or

Soft Vs. Hard Inquiry – What’s the Difference?

Sometimes it’s the little things in life that can make all the difference. A small ding to your credit score can drop it just enough from being in the excellent credit score range to the good score range. That can be enough to cause

7 Surprising Things That Won’t Affect Your Credit Score

Paying your bills on time, not maxing out your credit cards, and having a good track record of managing debt responsibly are some basic and obvious things that affect a credit score. Some other financial transactions, however, don’t hurt it at all. You may

Should You Tell Your Partner About Your Debt?

Not picking up the check at dinner, having bad breath or being late may be excusable on a first date, but one thing isn’t — having too much credit card debt, according to a survey. The average amount of credit card debt that’s considered

Low Credit Score? You Can Still Get a Mortgage Loan

Do you have a low credit score? You may be in for a little luck if you want to buy a home. It’s easier to buy a house now than it was a decade ago. More homebuyers are qualifying for a mortgage with a

How Much is Your Identity Worth to Thieves?

From your PayPal login to access to your Amazon and Airbnb accounts and basic financial details tied to your credit cards — among dozens of other logins — your entire online identity is worth about the price of a new iPhone X. It’s pretty

Researchers Try to More Accurately Flag Suspicious Activity on Credit Cards

Having your credit card declined by a cashier can be a bit embarrassing and a hassle, especially if it’s not your fault or credit card fraud is suspected. If a sale was blocked by your credit card company because it suspected fraud when you

This is How Credit Cards Will Work in the Future

It used to be embarrassing to buy a pack of gum or other small purchase with a credit card. Not anymore. It’s common to see people pull a credit card out to buy something for $5 or less when they don’t have cash on