Monthly Archive:: September 2016

3 Ways to Remove a Charge Off From Your Credit Report

If you have recently pulled your credit report and noticed a charge off, you might be wondering what that means and how you can get a charge off removed from your credit report. First of all, keep in mind that a charge off entry on

How I Finally Got a Perfect 836 Credit Score

Today is an exciting day for me. After almost 10 years of blogging about my credit improvement journey, I have finally achieved what I believe is a nearly perfect FICO credit score: 836. My credit repair journey started when I had a credit score

Guaranteed Unsecured Credit Cards for People with Bad Credit

Despite what you may have read on the internet, unsecured credit cards are going to require an approval process. In other words, there is no guarantee that you’ll get approved for an unsecured credit card. However, almost everybody gets approved for secured credit cards.