Yearly Archive:: 2016

3 Steps to Remove Judgments From Your Credit Report

It’s not impossible to remove judgments from your credit report In my experience it’s not very difficult to remove judgments from your credit report as long as you follow the proper steps. Many of my readers assume that it’s impossible to have

Why You Shouldn’t Believe The “Good Debt” Myth

Debt is a controversial subject so let’s get into it. When people talk about “good debt” they usually mean debt that creates value. In other words, it’s debt that will hopefully create wealth sometime in the future. An example that’s often used

A Regretful Debt Collector Tells Me His Story

Before I get into my interview with a former debt collector, I’d like to give you the back story as to how this all happened. A couple of weeks ago I received an email from a guy who said he was a

How I Get 15% Off Most of My Amazon Purchases

I spend a ridiculous amount of money at Amazon. In fact, I’ll often times use the free two day shipping with my Prime membership to order something rather than drive across town to pick it up. It’s not just because it’s usually

How to Remove a Charge Off From Your Credit Report

If you have recently pulled your credit report and noticed an account has been “charged off”, you might be wondering what that means and how you can get it removed from your credit report. How I a Removed Charge Off From My

How I Finally Got a Perfect 836 Credit Score

Today is an exciting day for me. After almost 10 years of blogging about my credit improvement journey, I have finally achieved what I believe is a nearly perfect FICO credit score: 836. My credit repair journey started when I had a

Guaranteed Unsecured Credit Cards for People with Bad Credit

Despite what you may have read on the internet, unsecured credit cards are going to require an approval process. In other words, there is no guarantee that you’ll get approved for an unsecured credit card. However, almost everybody gets approved for secured