Year: 2013

DIY Credit Repair in 5 Easy Steps

Having bad credit can be a difficult experience. In addition to getting loan applications declined, not having a credit card, unable to get a mortgage, it just downright feels bad. The answer is DIY credit repair. Fortunately, when you have bad credit you have a few options. It …

How to Negotiate With Creditors

If you are struggling to make your credit card payments or to pay off other debts, it may be time to start negotiating with creditors in order to avoid bankruptcy proceedings. You need to be prepared though, as they are used to people requesting some sort of concessions …

What Does Your Credit Score Range Mean?

My credit repair journey started when I had a credit score in the 530’s. I was unable to even get approved for a credit card, let alone a mortgage loan. This was the point when I said enough is enough and set out to learn everything there is to know …