Year: 2013

DIY Credit Repair in 5 Easy Steps

Having bad credit can be a difficult experience. In addition to getting loan applications declined, not having a credit card, unable to get a mortgage, it just downright feels bad. The answer is DIY credit repair. Fortunately, when you have bad credit you have a few options. It …

How to Negotiate With Creditors

If you are struggling to make your credit card payments or to pay off other debts, it may be time to start negotiating with creditors in order to avoid bankruptcy proceedings. You need to be prepared though, as they are used to people requesting some sort of concessions …

What Your Credit Score Range Means

When your credit score is under 750, you probably have a negative entry like a late payment. The easiest way to quickly improve your credit score is to get that negative entry removed. If you’re the type of person who would rather have a professional handle it and …