Monthly Archive:: January 2009

Should I Use A Credit Repair Company To Clean My Credit Report?

You basically have two options when it comes to cleaning your credit report. First, you have the option of repairing your credit by yourself. This is a good option for someone who has the time and commitment for do-it-yourself credit repair. It does take

When to challenge an error on your credit report?

Reader’s Question My fiance and I are planning to buy a house within the next few months. We recently submitted a preapproval application with our bank and I finally convinced him to get a free credit report from We discovered that there is

Do I have to pay credit cards that are not in my name?

Question I recently had about 4 accounts removed from my report because they were opened by someone else when I was underage. I have been paying these credit card bills because the person who opened them stopped paying and they were affecting my credit.