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On Dave Ramsey and Why You Shouldn’t Cut Up All Your Credit Cards

by Ryan

How Paying Off Debt Affects Your Credit Score

by Ryan

Ins and Outs of Debt Settlement Companies

by Ryan

Do I still have to pay if the account is not on my credit report?

by Ryan

Utilization: Maintaining The Right Credit Balance to Limit Ratio

Yoga

by Ryan

How to Pay Off Bills and Debt

by Ryan

10 Surefire Tips for Fixing Bad Credit

by Ryan

  • About Ryan

    meI started this blog in 2007 as a way to share my experiences with going from bad credit to great credit. I've learned about everything there is to know about credit. This blog documents my journey to better credit. I hope you can use the steps I took to improve your own situation.
  • Free Report: "10 Highly Effective Ways To Improve Your Credit"

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  • Popular Posts

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    • 3 Ways to Get a Late Payment Removed From Your Credit Report
    • On Dave Ramsey and Why You Shouldn’t Cut Up All Your Credit Cards
    • Utilization: Maintaining The Right Credit Balance to Limit Ratio
    • Want a Collection Entry Removed From Your Credit Report? Try Asking.
    • Negotiation Letters Will NOT Work On Student Loans
    Recent Posts

    Recent Posts

    • $25 Amazon Gift Card Giveaway – Share Your Credit Story
    • Does Your Credit Score Affect Your Self Worth?
    • How To Build Credit (Even When You Don’t Have Any)
    • 3 Tactics To Get A Collection Removed From Your Credit Report
    • Budgetable Infographic – Bad Credit Guide
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My Free Guide: "10 Highly Effective Ways To Improve Your Credit"

This amazing free guide contains advanced methods collectors don't want you to know. I've spent years uncovering these secrets and now I'm sharing them with my readers.

What's Inside

  • Common Credit Mistakes To Avoid

  • Advanced Techniques For Removing Late Payments

  • The Easy Way To Quickly Erase Collections

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