Sample Negotiation Letters
I have created the following sample letters for you to use as a guide when contacting creditors or collection agencies. Use these as templates and make sure to customize them to fit your situation.
Sample ‘remove from credit report’ letter
Use this letter in attempting to negotiate a complete removal or PAID AS AGREED on a debt that states CHARGE OFF or SERIOUSLY PAST DUE on your credit report. Read my in-depth article on how to negotiate with creditors here.
Sample NUTCASE letter
Use this letter as a last case scenario to remove a negative record from your credit report. The purpose of this letter is to project yourself as a lawsuit-happy nutcase.
