Free Sample Negotiation Letters
I put together the following credit negotiation letters. Feel free to use them as you please.
Note: The letters are in PDF format. You will need the Adobe Reader to view them.
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Negotiate A Complete Removal |
| Use this letter in attempting to negotiate a complete removal or PAID AS AGREED on a debt that states CHARGE OFF or SERIOUSLY PAST DUE on your credit report | |
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Sample Nutcase Letter |
| Use this letter as a last case scenario to remove a negative record from your credit report. The purpose of this letter is to project yourself as a lawsuit-happy nutcase. | |
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Goodwill Removal Letter |
| For older collections and late payments, one of the most successful ways to get an item removed from your credit report is to simply ask the original creditor or collection agency to do so. Note: Goodwill letters are meant to be personal and reflect your individual situation. | |
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Medical Collection Removal Letter |
| Use this letter for paid medical collections. This letter is specifically designed to leverage HIPAA laws. | |
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