Question

Do you have any advice on debt settlement companies? I am involved with one now and I am not sure I made the right decision.

Response

I personally do not like debt settlement companies and wouldn’t advise anyone to use one. The true benefit from getting out of debt is the joy and pride that is gained from knowing you did it yourself –not to mention a sincere and recognized change in your future behavior. That is, once you have gone through the hell that is required to get out of debt, you will never want to do it again. Besides, more than likely you will end up paying much more using a debt settlement company.