If you’re new to improving your credit, rebuilding credit, and maintaining great credit, Welcome! You have come to the right place. This site has everything you’ll need to build great credit. So keep reading!

The Basics of Credit Improvement

Start by reading these beginner articles. I recommend that you read all of them because they’ll outline common mistakes people make when attempting to rebuild their credit. Avoiding these mistakes can put you way ahead of the game. On the other hand, making these same common mistakes can set you back significantly.

• How To Build Credit (Even When You Don’t Have Any)
• 6 Most Common Credit Myths
• 5 Ways To Get the Upper Hand When Dealing With A Debt Collector
• 3 Ways to Get a Late Payment Removed From Your Credit Report
• Want a Collection Entry Removed From Your Credit Report? Try Asking
• Utilization: Maintaining The Right Credit Balance to Limit Ratio
• How Credit Inquiries Can Affect Your Credit Score

The Tools You Will Need

In addition to reading the articles above, there are a few tools of the trade that will really help you during your credit improvement journey.

• FreeCreditScore.com It’s important that you are always monitoring your credit score during the credit repair process. I’ve used this service for years and always found it the best.
• Sample Credit Negotiation Letters You’re probably going to be writing some letters to creditors so I’ve put together samples of the most common you’ll need.

Getting Help / Community

If you ever have a credit question, don’t hesitate to ask me and I’ll try to help. No guarantees, though.

My Newsletter and Free Guide

Lastly, I want to mention that signing up for my newsletter is a great way to keep up-to-date with the blog and receive exclusive content related to credit improvement. Also, please check out my Facebook page where you can also post questions on my wall for others to see and benefit from!