Many of you might not know that there are two parts to credit repair. The first part is cleaning up any bad entries that currently exist on your credit report. The second (and equally important) part is to build new good credit. Therefore, it’s important that you apply for new credit once you have cleaned up your bad credit.

A lot of people ask how they can get a new credit card when no one will issue them a credit card with bad credit history. The good news is that there are cards out there that are specifically designed for people with bad credit (and no credit). I recommend you check out the following cards if you fall in this category.

By the way, my personal favorite is the Orchard Bank card (should be the second one down). I was able to qualify for this card back when my credit score was around 550.