Comments for The Better Credit Blog | Credit Advice For Bad Credit - Free Credit Letters & Negotiation Letters

Comment on 3 Tactics To Get A Collection Removed From Your Credit Report by Ryan

Ryan — Fri, 03 Feb 2012 20:08:50 +0000

Yeah, exactly! I also recommend keeping records during the process.

Comment on Disputing Credit Report Inaccuracies by 3 Tactics To Get A Collection Removed From Your Credit Report

3 Tactics To Get A Collection Removed From Your Credit Report — Fri, 03 Feb 2012 19:58:26 +0000

[...] piece of data. More than likely, you’ll find a mistake somewhere, and when you do, you can dispute the collection and write a letter to the credit agencies requesting that they remove the collection. Now, this [...]

Comment on 3 Tactics To Get A Collection Removed From Your Credit Report by Nick W

Nick W — Fri, 03 Feb 2012 19:53:05 +0000

These are pretty good tips for getting collections removed from your credit report. Just be prepared to make a good amount of phone calls. I had to be very persistent to make this happen in the past.

Comment on 3 Ways to Get a Late Payment Removed From Your Credit Report by 3 Tactics To Get A Collection Removed From Your Credit Report

3 Tactics To Get A Collection Removed From Your Credit Report — Fri, 03 Feb 2012 19:47:54 +0000

[...] wrote a post awhile back on how to remove late payments from your credit report and it was insanely popular. There are also some great tactics for getting a collection removed [...]

Comment on 3 Ways to Get a Late Payment Removed From Your Credit Report by john

john — Thu, 26 Jan 2012 05:10:56 +0000

Amy does it work if you get the bbb involed? How so? whats the process?

Comment on How Reopening a “Closed By Creditor” Credit Card Account Can Improve Your Credit by E.Silva

E.Silva — Sat, 12 Nov 2011 19:58:16 +0000

The ball is on their court.If they want to honor you a chance to reopen the account, just accept it. Remember the oldest is the account will better help you with your scores.However, if they want to open a new account as a courtesy because you paid your closed acct. just accept it as well.You are lucky.:-) either way it will boost your credit. Ask them if you pay them an extra $100-$200 Dollars if they can consider to delete all derogatory marks from the closed account.
See you at the top!

Comment on Want a Collection Entry Removed From Your Credit Report? Try Asking. by Charla Rodgers

Charla Rodgers — Tue, 08 Nov 2011 20:53:50 +0000

What Department at the ctedit brueau do I address my letter to?

Comment on 3 Ways to Get a Late Payment Removed From Your Credit Report by Amy

Amy — Sat, 05 Nov 2011 19:19:07 +0000

I stumbled across this site while attempting to clean up my own credit report. I have found that in the last few months that the easiest way to dispute items is to start a dispute with the BBB. I have tried writing dispute letters and letters of Validation to past creditors. None of them care UNTIL you involve the Better Business Bureau.

Comment on Closed At Customer’s Request — Is Your Credit Score Affected? by Matt

Matt — Fri, 04 Nov 2011 20:56:02 +0000

Which it is probably marked as a charge off or sent to collections. The damage has already been done I’m afraid. There’s not much else you can really do except get it paid off and get it behind you.

Comment on Closed At Customer’s Request — Is Your Credit Score Affected? by Barbara

Barbara — Thu, 27 Oct 2011 03:23:05 +0000

Your credit score may be affected if the account says closed by credit grantor and in a negative way. Should you wish to apply for credit in the future, the lender is going to look at that statement and wonder why was it closed. But the first reply is correct. The most recent two years payment history is the true test of credit scoring.