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	<title>Comments for The Better Credit Blog | Answering Your Credit Questions &amp; Free Negotiation Dispute Letters</title>
	<atom:link href="http://bettercreditblog.org/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://bettercreditblog.org</link>
	<description>Helping you improve your FICO score, repair your bad credit, and settle collection debt by learning from my mistakes.</description>
	<lastBuildDate>Fri, 12 Mar 2010 23:59:03 -0700</lastBuildDate>
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		<title>Comment on Orchard Bank Credit Cards Are Not A Scam by JJ</title>
		<link>http://bettercreditblog.org/2007/11/17/orchard-bank-credit-cards-are-not-a-scam/comment-page-1/#comment-10187</link>
		<dc:creator>JJ</dc:creator>
		<pubDate>Fri, 12 Mar 2010 23:59:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.bettercreditblog.org/wordpress/1969/12/31/orchard-bank-credit-cards-are-not-a-scam/#comment-10187</guid>
		<description>How long after you mailed your check did it take before it was cashed. Then how long after that before you received your Orchard card?</description>
		<content:encoded><![CDATA[<p>How long after you mailed your check did it take before it was cashed. Then how long after that before you received your Orchard card?</p>
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		<title>Comment on Statue of Limitation On Medical Bills by chris w</title>
		<link>http://bettercreditblog.org/2009/05/26/statue-of-limitation-on-medical-bills/comment-page-1/#comment-10184</link>
		<dc:creator>chris w</dc:creator>
		<pubDate>Sat, 06 Mar 2010 05:40:36 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/?p=346#comment-10184</guid>
		<description>what is the  Statue of Limitation On Medical Bills for ohio,arkansas and new mexico</description>
		<content:encoded><![CDATA[<p>what is the  Statue of Limitation On Medical Bills for ohio,arkansas and new mexico</p>
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		<title>Comment on Want a Collection Entry Removed From Your Credit Report? Try Asking. by Mike</title>
		<link>http://bettercreditblog.org/2007/12/15/want-a-collection-entry-removed-from-your-credit-report-try-asking/comment-page-1/#comment-10182</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Fri, 05 Mar 2010 22:21:54 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/2007/12/15/want-a-collection-entry-removed-from-your-credit-report-try-asking/#comment-10182</guid>
		<description>So, I just called The CBE Group (a collection agency) and after bypassing one person who said they couldn&#039;t remove a collection from my credit report, I kindly asked for a supervisor.  After explaining to her what happened (I moved abroad and never received the final bill or their notifications to pay), she said she&#039;d make an exception an have it removed b/c I didn&#039;t get their letters.  So, it does work, just ask nicely and don&#039;t give up.</description>
		<content:encoded><![CDATA[<p>So, I just called The CBE Group (a collection agency) and after bypassing one person who said they couldn&#8217;t remove a collection from my credit report, I kindly asked for a supervisor.  After explaining to her what happened (I moved abroad and never received the final bill or their notifications to pay), she said she&#8217;d make an exception an have it removed b/c I didn&#8217;t get their letters.  So, it does work, just ask nicely and don&#8217;t give up.</p>
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		<title>Comment on 3 Ways to Get a Late Payment Removed From Your Credit Report by nikki c.</title>
		<link>http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-10181</link>
		<dc:creator>nikki c.</dc:creator>
		<pubDate>Fri, 05 Mar 2010 21:54:54 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/?p=62#comment-10181</guid>
		<description>Hopefully you sent your dispute via registered mail with return receipt. If you disputed with the original creditor yourself via the mailing method above they by fcra law have thirty days to comply to send verification you asked for. If its been past thirty days send a letter to credit bureaus with copy of what you sent the O.C. and dispute through them. If O.C. verifys through that and its still not corrected. Send OC a follow up letter asking for verification again. If they do not send it send another letter threatening to sue for damages. That should take care of it.</description>
		<content:encoded><![CDATA[<p>Hopefully you sent your dispute via registered mail with return receipt. If you disputed with the original creditor yourself via the mailing method above they by fcra law have thirty days to comply to send verification you asked for. If its been past thirty days send a letter to credit bureaus with copy of what you sent the O.C. and dispute through them. If O.C. verifys through that and its still not corrected. Send OC a follow up letter asking for verification again. If they do not send it send another letter threatening to sue for damages. That should take care of it.</p>
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		<title>Comment on Allowing A Collection Agency Access to Your Bank Account by Samual Honeymoons</title>
		<link>http://bettercreditblog.org/2009/07/12/allowing-a-collection-agency-access-to-your-bank-account/comment-page-1/#comment-10180</link>
		<dc:creator>Samual Honeymoons</dc:creator>
		<pubDate>Mon, 08 Feb 2010 04:08:03 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/?p=359#comment-10180</guid>
		<description>Hi, I can</description>
		<content:encoded><![CDATA[<p>Hi, I can</p>
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		<title>Comment on Does Your Spouse&#8217;s Credit Score Affect Your Credit Score? by Antony Honeymoons</title>
		<link>http://bettercreditblog.org/2009/05/11/does-your-spouses-credit-score-affect-your-credit-score/comment-page-1/#comment-10179</link>
		<dc:creator>Antony Honeymoons</dc:creator>
		<pubDate>Mon, 08 Feb 2010 04:07:57 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/?p=309#comment-10179</guid>
		<description>Hi, I can</description>
		<content:encoded><![CDATA[<p>Hi, I can</p>
]]></content:encoded>
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	<item>
		<title>Comment on Utilization: Maintaining The Right Credit Balance to Limit Ratio by The Mentat &#183; Credit &#8211; Never Use It All</title>
		<link>http://bettercreditblog.org/2007/11/29/utilization-maintaining-the-right-credit-balance-to-limit-ratio/comment-page-1/#comment-10178</link>
		<dc:creator>The Mentat &#183; Credit &#8211; Never Use It All</dc:creator>
		<pubDate>Wed, 03 Feb 2010 02:45:51 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/2007/11/29/utilization-maintaining-the-right-credit-balance-to-limit-ratio/#comment-10178</guid>
		<description>[...] full article can be found here.  Read and learn more about controlling your [...]</description>
		<content:encoded><![CDATA[<p>[...] full article can be found here.  Read and learn more about controlling your [...]</p>
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		<title>Comment on 3 Ways to Get a Late Payment Removed From Your Credit Report by gordon</title>
		<link>http://bettercreditblog.org/2008/09/11/3-ways-to-get-a-late-payment-removed-from-your-credit-report/comment-page-1/#comment-10176</link>
		<dc:creator>gordon</dc:creator>
		<pubDate>Mon, 01 Feb 2010 06:45:57 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/?p=62#comment-10176</guid>
		<description>i recently disputed a capitol one report and asked them to prove it was my account the began adding more money onto the balance owed within days But have still not sent proof if it is my account like a contract or anything
What can i do in this case does the bureau have to remove it or what</description>
		<content:encoded><![CDATA[<p>i recently disputed a capitol one report and asked them to prove it was my account the began adding more money onto the balance owed within days But have still not sent proof if it is my account like a contract or anything<br />
What can i do in this case does the bureau have to remove it or what</p>
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		<title>Comment on How Credit Inquiries Can Affect Your Credit Score by Abbie Burtt</title>
		<link>http://bettercreditblog.org/2007/11/24/how-credit-inquiries-can-affect-your-credit-score/comment-page-1/#comment-10175</link>
		<dc:creator>Abbie Burtt</dc:creator>
		<pubDate>Tue, 26 Jan 2010 08:36:00 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/2007/11/24/how-credit-inquiries-can-affect-your-credit-score/#comment-10175</guid>
		<description>Vi è, ovviamente, molto da sapere su questo. Penso che hai fatto alcuni buoni punti in Features anche.</description>
		<content:encoded><![CDATA[<p>Vi è, ovviamente, molto da sapere su questo. Penso che hai fatto alcuni buoni punti in Features anche.</p>
]]></content:encoded>
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	<item>
		<title>Comment on Con Artists Exploit Struggling Homeowners by Vashti Godzik</title>
		<link>http://bettercreditblog.org/2009/07/15/con-artists-exploit-struggling-homeowners/comment-page-1/#comment-10174</link>
		<dc:creator>Vashti Godzik</dc:creator>
		<pubDate>Tue, 26 Jan 2010 08:35:38 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/?p=362#comment-10174</guid>
		<description>Io di solito non rispondere ai post, ma io in questo caso. WoW:)</description>
		<content:encoded><![CDATA[<p>Io di solito non rispondere ai post, ma io in questo caso. WoW:)</p>
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