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Reader Questions

Closed At Customer’s Request — Is Your Credit Score Affected?

Girl on phone

by Ryan

A Bank Account Closure Does Not Affect Your FICO Score

Bank Closure

by Ryan

Calculate When A Negative Entry Will Be Removed From Your Credit Report

Calculate

by Ryan

How Reopening a “Closed By Creditor” Credit Card Account Can Improve Your Credit

by Ryan

Creditor Reported Late Payment Less Than 30 Days

by Ryan

Allowing A Collection Agency Access to Your Bank Account

by Ryan

How Paying Off Debt Affects Your Credit Score

by Ryan

Short Sale Vs. Foreclosure

by Ryan

Statue of Limitation On Medical Bills

by Ryan

Does Your Spouse’s Credit Score Affect Your Credit Score?

by Ryan

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  • About Ryan

    meI started this blog in 2007 as a way to share my experiences with going from bad credit to great credit. I've learned about everything there is to know about credit. This blog documents my journey to better credit. I hope you can use the steps I took to improve your own situation.
  • Free Report: "10 Highly Effective Ways To Improve Your Credit"

    This amazing free report contains advanced methods for cleaning up your credit fast. I've spent years uncovering these techniques and now I'm sharing them with you (for free :)

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  • Popular Posts

    Most Popular

    • 3 Ways to Get a Late Payment Removed From Your Credit Report
    • On Dave Ramsey and Why You Shouldn’t Cut Up All Your Credit Cards
    • Utilization: Maintaining The Right Credit Balance to Limit Ratio
    • Want a Collection Entry Removed From Your Credit Report? Try Asking.
    • Negotiation Letters Will NOT Work On Student Loans
    Recent Posts

    Recent Posts

    • $25 Amazon Gift Card Giveaway – Share Your Credit Story
    • Does Your Credit Score Affect Your Self Worth?
    • How To Build Credit (Even When You Don’t Have Any)
    • 3 Tactics To Get A Collection Removed From Your Credit Report
    • Budgetable Infographic – Bad Credit Guide
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My Free Guide: "10 Highly Effective Ways To Improve Your Credit"

This amazing free guide contains advanced methods collectors don't want you to know. I've spent years uncovering these secrets and now I'm sharing them with my readers.

What's Inside

  • Common Credit Mistakes To Avoid

  • Advanced Techniques For Removing Late Payments

  • The Easy Way To Quickly Erase Collections

100% Privacy. I will never spam you!