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Allowing A Collection Agency Access to Your Bank Account

Question I did not give a debt collector my bank account number, but I saw they tried collecting from my account. Is there any other way for them to get my account information, legally? Or should I pursue legal actions against them?

Statute of Limitation On Medical Bills

Question A majority of my credit reporting issues are, unfortunately, alot of medical bills I’ve been unable to pay over time. Not sure how these are seen in terms of the statute of limitations, but I recently received a letter from the

Hospital Bill Payment Plan Sold To Debt Collector

Question I went to the hospital several years, and left with a a large bill that I was unable to pay in full. I set up a payment plan with the hospital to pay the account over time. I’ve paid the agreed

Collection Agency’s Obligation to Remove a Paid Account

Question I have read on a couple of websites that asking a collection agency to delete an account once your willing to pay it in full does not mean that it will happen. How do you work around that once you’ve paid

Paying to Remove Collections on Credit Report

Question I have 7 collection accounts on my credit report, and I am willing to pay them off. But I really want them removed. what is the first step in doing this? Response You’re in a good position if you’re willing to

Deal with original creditor or collection agency?

Question I’ve have charge offs on my credit report that are about 3 years old, would it be better to try and fix them with he original creditor or the collection agency ? Response Are they paid? If not, are you looking

Remove Collection Account Without Hurting Your Credit Score

Question My Girlfriend just got a letter from a collection agency, with an account number and the amount of $150 dollars that is owed. She never recieved any mail or phone calls regarding this amount from the original creditor, and does not

3 Steps to Remove Collections From Your Credit Report

In my experience it is possible to remove collections from your credit report. A collection account, even paid collections, on your credit report can severely lower your credit score and in many cases even prevent you from obtaining a mortgage or auto

Ripped Off By Debt Collector On A Charge Off

Question Last summer I made an arrangement with a debt collector over the phone. This arrangement was for a XXXX-XXXXX account that was in charge off status for the past year or so. The debt collector said that if I paid $867,