About me

Hello.

My name is Ryan Lynch. Two years ago I found myself deep in debt and my credit score was in the low 500s. When I finally woke up and decided to do something about my credit situation, I found very few resources on the net to guide me. I made almost every mistake a person can make when in the process of improving their credit score. I have, however, gained a wealth of knowledge through my mistakes.

The information I provide on this blog is free because I truly think there are honest folks like myself out there that want to improve their credit score but sincerely cannot find the right information to tackle this daunting task

I want you to learn from my mistakes

I am not exaggerating when I say that reading through some of my entries and some of the questions I have answered from readers can save you thousands of dollars. In all honestly though, when I look back on fixing my credit score and getting out of debt –it’s not so much that I get depressed thinking about the money I wasted by executing the wrong methods, rather, it’s a feeling of overwhelming joy that I no longer have that suffocating stress of credit worry. It is truly one of the worst feelings in the world –on a number of levels.

If you have credit problems and are looking to fix them, I hope that this blog will give you the guidance that I wish I had a couple of years ago. Also, please email me if you have a question that isn’t covered on the blog.


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