About me
My name is Ryan Lynch. Two years ago I found myself in debt and my credit score was in the low 500s. When I finally woke up and decided to do something about my credit situation, I found very few resources on the net to guide me. I made almost every mistake a person can make when in the process of improving their score. I have, however, gained a wealth of knowledge through my mistakes.
The information I provide on this blog is free because I truly think there are honest folks like myself out there that want to improve their credit score but sincerely cannot find the right information to tackle this daunting task
I want you to learn from my mistakes
I am not exaggerating when I say that reading through some of my entries and some of the questions I have answered from readers can save you thousands of dollars. In all honestly though, when I look back on fixing my credit score and getting out of debt –it’s not so much that I get depressed thinking about the money I wasted by executing the wrong methods, rather, it’s a feeling of overwhelming joy that I no longer have that suffocating stress of credit worry. It is truly one of the worst feelings in the world –on a number of levels.
If you have credit problems and are looking to fix them, I hope that this blog will give you the guidance that I wish I had a couple of years ago. Also, please email me if you have a question that isn’t covered on the blog.
And Finally…A Disclaimer!
Please note that everyone’s situation is different. This blog is only for educational purposes and does not substitute professional financial services.
