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	<title>Comments on: Calculate When A Negative Entry Will Be Removed From Your Credit Report</title>
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	<link>http://bettercreditblog.org/2009/11/16/calculate-when-a-negative-entry-will-be-removed-from-your-credit-report/</link>
	<description>Your Daily Guide To Better Credit</description>
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		<title>By: matt</title>
		<link>http://bettercreditblog.org/2009/11/16/calculate-when-a-negative-entry-will-be-removed-from-your-credit-report/#comment-601</link>
		<dc:creator>matt</dc:creator>
		<pubDate>Tue, 11 Oct 2011 18:30:57 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/?p=403#comment-601</guid>
		<description>I understand the original creditor will drop off your report in 7 years…BUT what if that debt was sold to a collection agency, then that collection agency sold it to another one…Do you have to wait a new 7 years from when that collection agency posted on your report? Because according to that collection agency, you’re 1st delinquent date is the day you didn’t pay them (not the original creditor)</description>
		<content:encoded><![CDATA[<p>I understand the original creditor will drop off your report in 7 years…BUT what if that debt was sold to a collection agency, then that collection agency sold it to another one…Do you have to wait a new 7 years from when that collection agency posted on your report? Because according to that collection agency, you’re 1st delinquent date is the day you didn’t pay them (not the original creditor)</p>
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		<title>By: matt</title>
		<link>http://bettercreditblog.org/2009/11/16/calculate-when-a-negative-entry-will-be-removed-from-your-credit-report/#comment-557</link>
		<dc:creator>matt</dc:creator>
		<pubDate>Thu, 06 Oct 2011 17:29:23 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/?p=403#comment-557</guid>
		<description>I understand the original creditor will drop off your report in 7 years...BUT what if that debt was sold to a collection agency, then that collection agency sold it to another one...Do you have to wait a new 7 years from when that collection agency posted on your report?  Because according to that collection agency, you&#039;re 1st delinquent date is the day you didn&#039;t pay them (not the original creditor)</description>
		<content:encoded><![CDATA[<p>I understand the original creditor will drop off your report in 7 years&#8230;BUT what if that debt was sold to a collection agency, then that collection agency sold it to another one&#8230;Do you have to wait a new 7 years from when that collection agency posted on your report?  Because according to that collection agency, you&#8217;re 1st delinquent date is the day you didn&#8217;t pay them (not the original creditor)</p>
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		<title>By: Jesse</title>
		<link>http://bettercreditblog.org/2009/11/16/calculate-when-a-negative-entry-will-be-removed-from-your-credit-report/#comment-211</link>
		<dc:creator>Jesse</dc:creator>
		<pubDate>Tue, 14 Jun 2011 16:13:02 +0000</pubDate>
		<guid isPermaLink="false">http://bettercreditblog.org/?p=403#comment-211</guid>
		<description>A negative account will report 7 years from the date of last activity. You can get it removed earlier by the credit repair dispute process or finding a FCRA violation (which is usually really simple).</description>
		<content:encoded><![CDATA[<p>A negative account will report 7 years from the date of last activity. You can get it removed earlier by the credit repair dispute process or finding a FCRA violation (which is usually really simple).</p>
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